What Does Princess Cruise Insurance Cover?

Princess Vacation Protection is a comprehensive travel insurance plan designed specifically for cruise travelers, offering cancellation fee waiver, trip interruption, medical expenses, trip delay, baggage and personal effects coverage, and assistance. The Standard and Platinum Princess plans cover a wide range of travel mishaps before and during a cruise. Princess Cruises offers their own branded plan, Princess Vacation Protection, underwritten by Nationwide and administered by Aon.

The standard plan covers up to 10,000 if you become injured or sick during travel. If you require emergency medical transportation during your trip, the Princess trip interruption insurance only covers up to the cost of your cruise. You can purchase insurance from Princess or from the independent insurance provider, Generali Global Assistance (formerly CSA).

If you book a Princess cruise, you can purchase insurance from Princess or from the independent insurance provider, Generali Global Assistance (formerly CSA). In case of cancellation, you may be charged a fee based on the standard Princess Cruises cancellation policy.

Princess Cruises offers its own travel insurance called Princess Vacation Protection, underwritten by Nationwide and administered by Aon. The plan provides coverage for accident and sickness medical benefits, evacuation, baggage protection, and more. Princess Cruise Lines has a referral arrangement with Cover-More, and may receive a fee or commission if you choose to purchase an insurance plan.


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Key things you need to know regarding cruise travel insurance. Looking for travel Insurance?


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Do you have to pay to see a doctor on a cruise ship?

Should a guest require medical attention while aboard one of our vessels, the Medical Center staff is available to assist 24 hours a day. The on board medical centers are staffed and equipped to treat routine medical conditions as well as to initiate stabilization of more serious conditions. Physicians are available to render services at a customary fee. While at sea or in port, the availability of medical care may be limited.

Medical Center HoursThe Medical Center has daily office hours which are listed in the HUB App. The medical staff is on call 24 hours a day for emergencies. Routine hours are subject to temporary change due to extenuating circumstances:

  • Embarkation day: 8:00am-9:00am and 3:00pm-5:00pm
  • Sea days: 9:00am-12:00pm and 3:00pm-6:00pm
  • Port days: 8:00am-10:00am and 4:00pm-6:00pm
Is Princess cruise insurance worth it
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What does trip protection get you?

Travel protection primarily covers non-refundable, prepaid expenses, supplying coverage for trip cancellation or interruption because of covered reasons. Examples are an illness or family emergency. Some policies cover supplier bankruptcy.

Many travel insurance policies won’t reimburse policy holders for stolen belongings that happened while you were under the influence of alcohol or drugs.

Travel agents sometimes offer insurance as part of a package or add-on. If they don’t, you can buy it separately.

Investing in a travel protection plan is recommended when traveling abroad. Even if you never have to file an insurance claim, having coverage offers peace of mind and lets you enjoy your vacation without worrying about the cost of unforeseen circumstances.

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Do I need extra travel insurance for a cruise?

. Cruise cover is a mandatory add-on for travel Insurance that protects against travel risks unique to going on a cruise. These can include becoming unwell at sea or added complications if luggage is lost or stolen. With cruise cover, you pay an extra premium for extra protection in case of such events.

If you’re a going on a cruise you must add our cruise cover upgrade.

Remind yourself how much a cruise holiday costs. It’s typically more expensive than a standard trip. A voyage tends to last longer than most holidays too. Cruises carry their own risks and Cruise Cover is there in case the unexpected should happen.

What is not included in a cruise package?

Alcoholic beverages are not included in your cruise price, and since soft drinks come over the bar there is charge for them as well. Specialty coffees are also almost always additional. All beverage purchases are signed to your shipboard account and the service charge, a.k.a. the gratuity, is automatically added.

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Do you get your money back if you cancel a cruise?

While you can cancel your cruise at any time, your refund amount will depend on the length of your itinerary and how far in advance of your departure date that you cancel.

For booked guests, please review your booking confirmation email which contains the cancellation schedule and final payment terms that apply to you. For full details and booking conditions, please also refer to thepassage contract.

Since a cancellation by youlikely means a diminished opportunity to sell space on other cruises/cruisetours, the cancellation fees in the schedules below apply regardless of whether Your space is resold. You hereby agree that losses sustained by us in the event of Your cancellation would be very difficult or impossible to quantify, and that the fees set forth in our cancellation policy represent a fair and reasonable assessment as liquidated damages. The amount of cancellation fee varies based on length of sailing for cruise/cruisetour and timing of cancellation for cruise/cruisetour and Cruise Plus package, as illustrated in the schedules below.(Please note that “Government Taxes and Fees” and “Cruise Charges” are defined in your Passage Contract.)

*Items: Cruise, Cruisetour, Cruise Plus Package, pre-purchased gift(s)/special services.Total Charges does not include Government Taxes and Fees, which are not subject to any cancellation fee.

Does Princess Vacation Protection cover airfare
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What happens in Princess Protection Program?

A princess whose country has been invaded goes into hiding in Louisiana, where she has to learn to act like an ordinary teenager.A princess whose country has been invaded goes into hiding in Louisiana, where she has to learn to act like an ordinary teenager.A princess whose country has been invaded goes into hiding in Louisiana, where she has to learn to act like an ordinary teenager.

This is a pretty good formulaic movie from the Disney people as a princess gets placed in a witness relocation program and relocated to a teen’s family in Louisiana. She has to try and fit into high school life with fairly funny results. Selena Gomez and Demi Lovato make a good team in the lead roles. My favorite scenes are the hamburger scene and the yogurt store scene. You might like this if you are a Disney fan.

By what name was Princess Protection Program officially released in Canada in English?

Princess cruise insurance complaints
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What cancellations are covered by travel insurance?

Common Challenges Travelers Face. You can get confused reading travel insurance policies as you figure out what’s covered and what’s not. A common challenge travelers encounter is misunderstanding a policy’s terms and conditions. As a general rule, travel insurance covers losses from unforeseen circumstances.

With flights and trip cancellations, covered reasons include emergencies, such as unexpected natural disasters, the death of a family member or a serious illness or injury. Otherwise, any flight cancellation refunds fall to the discretion of the airline.

Unless you experience an unexpected emergency, it’s possible to minimize the risks of flight cancellations and enjoy smooth journeys. Reduce the likelihood of it happening to you with the tips below.

  • Book flights that depart early in the morning. Statistically, they’re the least delayed and least canceled.
  • Choose nonstop flights to eliminate the risk of missed or delayed connections.
  • Pick airlines with multiple flights to your destination per day for easy rescheduling if necessary.
  • Ensure your airline offers a suitable cancellation policy.
  • Travel a day or two in advance of events or celebrations that you don’t want to miss
  • Monitor the weather at home and at your intended destination to be forewarned of potential cancellations.
  • Implement backup transport plans if possible, including driving routes, ferry and train timetables.
Princess cruise Standard vs Platinum insurance Reviews
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When should I buy travel insurance for a cruise?

When is it too late to buy travel insurance?. In general, you can buy coverage any time before the date of your trip. That said, it’s always best to buy coverage as soon as you make your reservations. The sooner you buy travel insurance, the sooner you’ll have protection and the more benefits you may be eligible to receive.

Frequently asked questions (FAQs) about travel insurance. Before you buy coverage, it’s helpful to understand the basics of how travel insurance works, why you need it and what to look for in a plan. Here are a few frequently asked questions to help you make a better, more informed decision:

Is travel insurance a waste of money?. The short answer is no. Many people pay for a vacation by setting aside money to save up for it. Think about how you’d feel if you were forced to cancel your trip due to an emergency or if your possessions were stolen while on vacation. You’d have to pay to reschedule your trip or replace your items out of pocket.

What are the benefits of purchasing Princess Vacation Protection?

Product DetailsCancellation Fee Waiver1 … Travel Insurance Benefits2 … Trip Interruption: Up to 150% total trip cost reimbursement for missed, prepaid cruise arrangements and/or the cost of one-way airfare if you must start your vacation late or need to come home early due to illness, injury and more.

Princess cruise insurance cancel for any reason
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What is the best cruise insurance for seniors?

Top 9 Best Senior Travel Insurance Companies of 2024Faye: Our top pick for seniors.Travelex: Our pick for families.Nationwide Travel Insurance: Our pick for cruise travel.Generali Global Assistance: Our pick for emergency assistance.Seven Corners Travel Insurance: Our pick for international travelers.

Top 9 Best Senior Travel Insurance Companies of 2024. Here are our picks for the top travel insurance companies for U.S. seniors. All companies we’ve ranked as our top picks offer pre-existing conditions coverage or a waiver.

  • Faye: Our top pick for seniors
  • Travelex: Our pick for families
  • Nationwide Travel Insurance: Our pick for cruise travel
  • Generali Global Assistance: Our pick for emergency assistance
  • Seven Corners Travel Insurance: Our pick for international travelers
  • HTH Travel Insurance: Our pick for group travel
  • WorldTrips Travel Insurance: Our pick for coverage customization
  • Allianz: Our pick for concierge services
  • International Medical Group: Our pick for medical coverage

It’s important to balance coverage with cost when searching for a senior travel insurance policy to ensure you get the best deal possible. See the table below for the average cost of a travel insurance plan based on quotes we gathered from our top company picks. We’ve also included our recommended plans for seniors and Better Business Bureau (BBB) ratings across each provider.

Aon Princess cruise insurance
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What does the insurance cover on a cruise?

Most cruise insurance plans may cover medical emergencies, trip cancellation, trip interruption, medical evacuation, and lost, damaged, or stolen luggage when you’re on a cruise. Cruise insurance can also cover cruise-ship disablement and pre-existing conditions, depending on when you buy coverage.

Sometimes cruise emergency medical insurance pays secondary. That means the medical bills go to your health plan first.

They apply deductibles, copays and maximums and pay based on that, and then your cruise insurance can pay what’s left, up to the benefit limit.

However, if your cruise insurance is primary, it will be considered first to pay your emergency medical bills.


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What Does Princess Cruise Insurance Cover
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Debbie Green

I am a school teacher who was bitten by the travel bug many decades ago. My husband Billy has come along for the ride and now shares my dream to travel the world with our three children.The kids Pollyanna, 13, Cooper, 12 and Tommy 9 are in love with plane trips (thank goodness) and discovering new places, experiences and of course Disneyland.

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