What Does Msc Cruise Insurance Cover?

MSC Cruises offers travel insurance for its guests, covering cancellations, interruptions, medical assistance, luggage, personal accidents, itinerary changes, and missed port departures. The insurance covers a wide range of circumstances that can go wrong during a cruise, including hospitalization and repatriation expenses. MSC Cruises in partnership with Europ Assistance has designed a set of insurance products tailored for guests to ensure maximum protection for their travel.

The typical cruise insurance policy covers a wide range of circumstances that can go wrong during a vacation at sea, both before and after the cruise. To ensure maximum peace of mind, it is highly recommended for all passengers to have a travel and medical insurance policy that specifically covers them for risks.

MSC Cruises offers a COVID Protection Plan for all new reservations from 1 July 2022 onwards. Their plan only provides 25,000 medical coverage and 50,000 medical evacuation coverage, which is much lower than the recommended minimum when traveling. However, it does cover MSC going out of business unlike the Generali plan.

For Canadian cruisers, MSC has paired with an insurance company that will cover all their requirements, but at a hefty cost. Travel Insurance from Just Travel Cover covers trip cancellation, trip interruption, emergency medical and associated expenses, and baggage.