Is Travel Covered By Aetna Student Health?

Aetna Student Health offers a comprehensive insurance plan for students, providing 24/7 worldwide medical information and assistance, unlimited emergency medical evacuation, and unlimited medically necessary return home. The plan covers medical and behavioral health as well as prescriptions, and offers travel arrangements for family members or friends if the student is alone and hospitalized.

For domestic students or international students without an F-1 or J-1 visa, the Aetna Student Health plan is available. The plan also includes discounts on gym memberships, health coaching, wearable fitness devices, workout apparel, registered dietitian services, and gifts. The 24-hour Member Services team is available to support students in 240 languages and help with questions about benefits.

SHIP may be the best and most affordable option for covering healthcare outside of Student Health Services (SHS). All students who are legally required to have health insurance are automatically enrolled. The policy may not provide travel assistance services with unlimited medical evacuation or repatriation.

Aetna Student Health offers coverage anywhere – at school, home, or traveling, plus coverage in the summer. As a member of the Aetna Student Health Insurance plan, students already have core support, such as medical evacuation, prescription drug replacement, and repatriation services.

International travel is covered at the out-of-network rate after the plan deductible has been met. If a student has health coverage under more than one health plan, they will work together with their other plans to decide how much each plan pays. The rates above reflect premiums for the student health insurance plan and $8 for the Travel Assistance benefit.

Does Aetna cover me in Mexico?

Our international expertise and partnership with Sinergia Médica guarantee comprehensive coverage for all your needs in Mexico, regardless of your location.

Does Aetna cover Ozempic for weight loss?

Aetna may or may not cover Ozempic, depending on your plan’s prescription drug coverage and whether you are taking it for type 2 diabetes or weight loss. Aetna typically requires prior authorization before coverage, especially if you don’t have diabetes. Ozempic (semaglutide) can cost almost $1, 000 for a month’s supply without insurance. If you have insurance through Aetna and have been prescribed Ozempic, your plan’s coverage depends on your prescription drug coverage and the purpose of your medication.

What does the USC student health fee cover?

The student health fee, paid with tuition, covers office visits in Primary Care, Women’s Health, and Sports Medicine, individual counseling, group counseling, wellness, prevention, and advocacy services. It covers primary care, women’s health, sports medicine, in-person and virtual counseling sessions, support groups, preventive screenings, wellness coaching, clinical nutrition, stress management, sexual health consultations, public health preparedness, and advocacy services. Routine services are completely covered, while most other services are partially covered. Additional fees and charge rates can be viewed.

Does Aetna cover Wegovy?

Aetna offers coverage for Wegovy, which costs $1, 833 for a one-month supply without insurance. To be eligible, Aetna members must have a BMI of 30 or higher or 27 or more, along with a weight-related health condition like diabetes, sleep apnea, or high blood pressure. Weight loss coverage may be covered by your Aetna plan, but may require prior authorization. Wegovy coverage may be available for weight loss, but prior authorization may be required.

Does US health insurance cover international travel?

U. S. Medicare and Medicaid do not cover medical costs overseas, and private U. S. insurance policies may not cover all expenses. It is recommended to check your insurance before traveling to see if it provides coverage overseas. Travel health insurance pays for medical care and emergency transportation, and is strongly recommended for visiting countries with limited healthcare facilities. If your U. S. health insurance does not provide full coverage overseas, consider buying a short-term supplemental policy that directly pays to hospitals. More information can be found on the CDC insurance page.

Is USC student health insurance good?

The Student Health Insurance Plan is a comprehensive insurance plan designed for students, offering low premiums, low co-pays, and zero on-campus deductibles. It covers medical and mental health services, x-rays, labs, procedures, and prevention services. The plan also covers mental health, dental, and vision care. Graduate assistants may receive a subsidy during the 2024-2025 academic year, but this information should be checked with the department.

Can a doctor prescribe Ozempic instead of Wegovy?

Ozempic and Wegovy are brand-name injections used by doctors for weight loss and long-term management, with Wegovy being FDA-approved for this purpose. Ozempic is approved for type 2 diabetes, but may be prescribed off-label for weight loss and management. Discussing these differences with a doctor can help determine if one of these treatments is suitable for you. For more information, refer to Ozempic and Wegovy articles.

Does Aetna cover me in Canada?

Aetna offers comprehensive international medical coverage in Canada for expatriates and their families, providing a range of options to accommodate diverse lifestyles.

What does travel insurance cover?

Travel insurance provides coverage for a range of contingencies, including the possibility of cancellation, medical expenses, evacuation, loss or delays, and offers 24/7 assistance. It offers protection against the aforementioned contingencies.

Which health insurance is best for international travel?

International travel medical insurance is a type of insurance that covers the cost of medical care abroad, especially if you need to receive care from a local facility or require transportation to a more advanced facility. Without it, coverage is up to your health insurance provider, and you could accrue thousands of dollars in medical bills by the time you return home, especially if you need emergency medical evacuation services.

If you have a travel insurance plan with medical coverage, your insurance provider will cover certain expenses up to your coverage maximum. International travel presents several risks, including theft of valuables, health-related problems requiring immediate medical attention, or disruption of travel plans.

What countries accept US Medicare?

It is standard practice for Medicare not to provide coverage for healthcare or supplies received outside the United States. This exclusion encompasses all territories and jurisdictions within the United States, including the 50 states, the District of Columbia, Puerto Rico, the U. S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.