Which Travel Perks Come With My Platinum Optima Card?

The Amex Platinum Card by American Express offers a range of travel benefits and statement credits to make every trip even more special. It includes Premium Car Rental Protection, trip cancellation/interruption, trip delay, and complimentary emergency medical transport. Some holders of the Amex Optima may be upgraded to the Optima Platinum version of the card, which carries no annual fee.

The Platinum Card also provides travel insurance with a suite of benefits for eligible travelers, including coverage for trip interruption, rental car, and $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel when paid with your Amex card.

Although the Platinum Card offers rewards on spending, it is the travel credits, perks, and services that make it a truly premium card. Members earn Membership Rewards points, which offer flexible redemption options that vary in value. The card also offers a jet-setting welcome offer, big travel rewards, and AmEx Offers, such as up to $200 in annual credit for airline incidental fees, up to $200 in Uber cash for rides, and up to $200 in annual hotel credit.

The Amex Platinum card can earn 5 points per $1 spent on flights booked with airlines or American Express Travel (up to). The Optima card is mostly discontinued and only offered to people with bankruptcy or other credit challenges. The Amex Platinum card comes with lost, stolen, or damaged luggage coverage, but does not offer a delayed baggage benefit.

The American Express Optima Credit Card is an invitation-only card offered solely to American Express members who have settled a debt with the card issuer.

What airport perks do you get with AmEx Platinum?

The American Express Global Lounge Collection offers complimentary access to 1, 400+ airport lounges in over 500 airports worldwide, providing a convenient place to rest, recharge, or catch up on work. The collection includes travel credit cards, cash back credit cards, no annual fee credit cards, and credit intelligence. Users can also book trips, fine hotels and resorts, and participate in international airline programs and cruise privileges programs. Navigation is controlled via arrow keys and tabs.

Does my platinum card have travel insurance?

The Platinum Card® from American Express offers travel insurance with a range of benefits for eligible travelers, including trip interruption, rental car damage, and lost luggage. The insurance kicks in when the card is used, but specific requirements must be met for it to apply. The Platinum Card® from American Express is a popular choice for travelers seeking comprehensive travel insurance coverage.

How do I know if my card has travel insurance?

To determine if your credit card has travel insurance, check your cardholder benefits guide, visit the card provider’s website, or call their customer service number. Not all credit cards have travel insurance, with higher-tier cards offering more comprehensive coverage. It depends on your coverage needs and whether you meet the requirements for the insurance provided with your card. Some credit cards only offer certain types of travel insurance, such as flight delay insurance but not emergency medical insurance. To understand your coverage, read your card’s certificate of insurance carefully and consider your coverage needs before embarking on a trip.

What benefits do additional platinum cards get?

Amex Platinum cardmembers can access various benefits, including Cruise Privileges, International Airline Programs, Amex Offers, and the Auto Purchasing Program. These perks are granted once per account, but purchases by any card on the account will trigger them. Primary and additional cardmembers share several Amex Platinum benefits, such as airline fee credit of up to $200 per calendar year, up to $100 Saks credit, up to $200 annual hotel credit, up to $199 annual Clear Plus statement credits, up to $240 annual digital entertainment credit, up to $300 annual Equinox statement credit, and up to $155 in Walmart+ credits annually.

However, enrollment is required for Amex Offers, and not all cardmembers will be targeted for the same offers. Additionally, the cardmembers can receive up to $155 in Walmart+ credits annually, covering the full cost of one $12. 95 (plus tax) Walmart+ membership.

Does my Amex card get me into airport lounges?

The American Express Global Lounge Collection offers US Consumer and Business Platinum Card Members and their additional Platinum Card Members access to over 1, 400 airport lounges across 140 countries, including flagship locations through The Centurion® Network. This expanding network of airport lounges provides more lounge options than any other card on the market, making it a valuable resource for those seeking to relax and unwind.

Can Amex Platinum use Delta lounge?

Delta Sky Club locations are available to customers with select Platinum and Platinum Business Cards from American Express when traveling on a same-day Delta-operated or Delta-marketed flight operated by WestJet. Eligible Card members must present their valid card, government-issued ID, and boarding pass to the Delta Sky Club ambassador. The boarding pass must show a reservation for a same-day Delta-marketed or Delta-operated flight departing from or arriving at the airport in which the Delta Sky Club is located.

The name on the boarding pass must match the name on the Card. Eligible Card Members on departing flights can only access the Delta Sky Club or the Delta Sky Club “Grab and Go” feature within 3 hours of their flight’s scheduled departure time. During a layover between Delta-marketed or Delta-operated flights on the same ticket, passengers may visit the Delta Sky Club in their connecting airport at any time during the layover. Delta reserves the right to limit access for non-revenue flyers at any Delta Sky Club. Access is subject to Delta Sky Club rules and can be reviewed at delta. com/skyclub.

Do credit cards automatically have travel insurance?

Credit card travel insurance is a benefit often included with travel rewards credit cards, such as the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or The Platinum Card® from American Express. It covers various incidents that may impact your trip, allowing you to be reimbursed for all or a portion of related expenses. The coverage varies by card, and may include trip interruption or cancellation, trip delays, baggage delays, damaged or lost luggage, illness or injury, rental car accident or loss, emergency support, and emergency medical evacuation protection.

Trip interruption or cancellation coverage protects you if your travels are interrupted or canceled due to covered reasons, such as illness or severe weather. Trip delays cover you if your flight is delayed and you must pay for meals or lodging. Baggage delays reimburse you for essential items, while damaged or lost luggage covers associated costs. Illness or injury coverage reimburses you for healthcare costs if you get sick or injured during your trip. Rental car accident or loss coverage reimburses you for loss or damages. Emergency support coverage can protect you if you need to be transported by ambulance to the nearest hospital.

What benefits do you get with the AmEx Platinum card?

The Platinum Card® from American Express offers various benefits, including travel, dining, and Nexus credits, hotel and travel benefits, lounge access, concierge services, a large welcome bonus, and consumer protections. The $799 annual fee is a significant cost, but the benefits and perks make it worth the investment. The card has no income requirement, but a fair to good credit score, which depends on the credit reporting service.

The card also provides exclusive experiences, such as dining and lounge access, concierge services, and a large welcome bonus. The card’s unique experiences and high annual fee make it a worthwhile investment for those looking to enhance their financial situation.

Does Amex Platinum give free TSA PreCheck?

To access the Global Entry or TSA PreCheck® benefits, applicants must apply through a TSA official enrollment provider and pay the application fee using an eligible Platinum Card Account. Global Entry card members also receive access to TSA PreCheck at no additional cost. The navigation element can be controlled via arrow keys and tabs. Other options include booking trips, fine hotels and resorts, international airline programs, cruise privileges programs, and managing trips.

Is American Express Platinum good for travel?

Platinum Card® Members can enjoy exclusive lower fares on international itineraries with American Express Travel®’s International Airline Program. They can also access over 1400+ lounges across 650+ cities and 140 countries. Lounge Finder allows users to locate and check into nearby airport lounges based on their location. To gain entry, use the Amex®️ App to display a QR code within Mobile Check-In.

What are the benefits of the Optima Platinum Card?

The American Express Platinum Card offers an initial bonus of 80, 000 points for spending $8, 000 within the first six months. However, points are not earned on charges related to travelers’ checks, prepaid cards, gift cards, lottery tickets, fees, or interest. Each point is therefore worth one unit of currency.