What Is Covered By Travel Insurance For Princess Cruises?

Princess Cruises offers two levels of Princess Vacation Protection Insurance (PVP) – Standard and Platinum. Both products include a Cancellation Fee Waiver and Cancel for Any Reason Credit Feature, travel insurance benefits, 24-hour worldwide CareFreeTM Travel Assistance, and Captain’s Circle Loyalty Benefit. The Standard PVP provides a baseline of useful cruise insurance benefits, while the Platinum and Standard plans offer coverage up to $3,000 or $1,500 respectively.

Princess Cruises offers a comprehensive coverage plan designed specifically for cruise travelers, providing protection and peace of mind. The Standard plan provides a baseline of useful cruise insurance benefits, while the Platinum and Standard plans offer higher than normal risks.

The Princess Vacation Protection program covers all risks normally covered by third-party travel insurance policies and with higher than normal premiums. The Standard plan covers up to $150 total trip cost reimbursement for missed, prepaid cruise arrangements and/or the cost of one-way airfare if you must start your cruise. The Standard plan also covers up to $10,000 if you become injured or sick during travel.

Princess Vacation Protection covers air purchased through Princess EZAir, but does not cover air purchased elsewhere. It covers cancellations just before a cruise, travel delays affecting your arrival, and medical expenses. The plan covers 80 after a $250 annual deductible and has a lifetime limit of $50K.

Princess Vacation Protection can reimburse you for unforeseeable losses stemming from various circumstances and even allows you to cancel your cruise. Cancellation covers up to 100 of trip cost if you cancel for illness, injury, death, etc., and Cancel Any Reason covers 75 of cruise cost given in future cruise credits. Princess Cruise Lines has a referral arrangement with Cover-More, and may receive a fee or commission if you choose to purchase an insurance product from Cover-More.

Do Princess cruises require travel insurance?

Princess Cruise requires all UK guests to have Cruise Travel Insurance that explicitly covers cruise holidays. This insurance should cover the entire duration of the cruise, including pre- or post-cruise stays and all destinations on the itinerary. Medical costs can vary significantly by country, so it’s crucial to list them separately. Princess Cruise recommends substantial cover for emergency medical expenses and evacuations, as medical costs can vary by country and escalate quickly. A copy of the policy may be required before embarking on the cruise.

What does cruise travel insurance cover?

Cruise insurance covers medical emergencies, trip cancellations, medical evacuations, lost luggage, cruise-ship disablement, and pre-existing conditions. It can also pay secondary medical bills, which go to your health plan first. Deductibles, copays, and maximums are applied, and then cruise insurance can cover the remaining amount up to the benefit limit. If your cruise insurance is primary, it will be considered first to pay emergency medical bills.

Does travel insurance cover a missed cruise?

Missed connection insurance is a type of travel insurance that covers costs incurred due to unexpected events such as a delayed flight, cruise, or transportation connection. It is typically sold as part of a travel insurance plan or can be purchased as an add-on coverage. The policy covers reasons such as certified delays from common carriers, documented weather conditions, hijacking, strikes, natural disasters, or terrorist attacks. The policy rules can vary depending on the specific policy.

Do I need extra travel insurance for a cruise?

Cruise cover is a mandatory add-on for travel insurance that protects against travel risks unique to cruises, such as illness at sea or complications if luggage is lost or stolen. It is essential for those going on a cruise, as cruise holidays are typically more expensive and last longer than standard trips. Cruise cover is there to cover unexpected events and ensure the safety of passengers.

What is covered under travel insurance?

Travel insurance provides coverage for a range of contingencies, including the possibility of cancellation, medical expenses, evacuation, loss or delays, and offers 24/7 assistance. It offers protection against the aforementioned contingencies.

Will my travel insurance cover trip cancellation?

Travel insurance cancellation cover is a policy that allows you to reclaim some or all of your costs if you need to cancel your holiday plans. It is typically included in most travel insurance policies, but policies vary, so it’s essential to check the specifics. Cancellation covers cover cancellations where you can’t go on holiday before the departure date, while curtailment covers cuts made due to unexpected circumstances during the trip.

Is insurance worth it for a cruise?

The cost of cruise insurance is typically between 5 and 10 percent of the total trip cost. It provides coverage for a range of potential expenses, including emergency evacuation, medical bills, cruise-ship disablement, and costs associated with cancellation or interruption of the trip. It is imperative to have such insurance in place, given the potential for adverse events to occur during a cruise.

In the absence of such insurance, the financial consequences of such events would be significant. It is of the utmost importance to obtain cruise travel insurance in order to protect oneself against potential risks.

Does travel insurance cover missed ports on a cruise?

Cruisers can benefit from missed connection, missed port-of-call, and cruise disablement coverage. Missed connection covers a set dollar amount for rebooking travel to catch up with the next port. Missed port-of-call covers a missed scheduled port due to weather, natural disasters, or mechanical breakdowns. Cruise disablement covers confined passengers for over five hours without power, food, water, or restrooms. It’s important to compare policies and choose the one that suits your needs.

What is considered a pre-existing medical condition?

Insurance companies are prohibited from denying coverage for pre-existing health conditions, such as asthma, diabetes, or cancer, or from imposing higher premiums, until new health coverage becomes effective. This stipulation pertains to both pre-existing conditions and coverage for pregnancy and childbirth.

What conditions are not covered by travel insurance?

Cardiovascular disease, respiratory illness, endocrine disorders, and psychiatric conditions such as depression, eating disorders, and anxiety are among the most prevalent health concerns.

Can you claim for missed ports?

Adverse weather conditions can affect cruise ship schedules and port stops, which can be covered by travel insurance provided you have purchased the cruise pack. Since 2003, we have provided travel insurance to over 2 million satisfied customers worldwide. We are award-winning for our quality products and services, including Mozo’s 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance and Product Review’s Travel Insurer of the Year in 2019. Our customer service specialists are based in Sydney and operate Monday to Friday, ensuring a caring and knowledgeable experience for all customers.