Chase cards offer travel insurance benefits, including auto rental coverage, collision damage waiver, and trip cancellation insurance. The Chase Slate card offers a no-fee balance transfer, making it ideal for those trying to pay down debt. However, without a rewards program, the card is not designed for travel purchases.
Chase travel insurance covers nonrefundable prepaid travel expenses such as flights, hotels, cruises, train tickets, and tours. Auto Rental CDW is secondary coverage, providing reimbursement up to the actual cash value of the vehicle as it was originally manufactured. Most private passenger cards offer trip cancellation insurance, which reimburses up to $10,000 per person.
The Chase Slate Card also offers rental car insurance, roadside assistance, and purchase benefits. However, it is not ideal for travel or purchases. In the U.S., coverage is secondary to personal insurance. Credit card travel insurance can offer benefits such as travel accident insurance, trip cancelation, and trip delay reimbursement.
The Chase Freedom card offers travel accident insurance, trip cancellation, and more. The Chase Slate does not have travel insurance for accidental death or injury, delayed or cancelled trips, or baggage issues.
If you have a Sapphire credit card, travel protection applies to plane tickets, rental cars, and cruise line reservations booked using a Sapphire card or its Sapphire Preferred credit card. Purchase Protection covers new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account. The Chase Sapphire Preferred provides up to $500 in reimbursement for each ticket when delayed more than 12 hours or requires an overnight stay.
📹 Is it over for Chase?! Time to cancel?
Creditcard #chase Is it over for the Chase Sapphire Reserve? Top Alternative to the Sapphire Reserve: …
Is Chase getting rid of the slate card?
The Chase Slate, the previous balance transfer card, has been discontinued. The Chase Slate Edge, which includes a longer APR offer, DoorDash membership, and APR reduction, is more valuable for those needing time to pay down debt. With unique features and perks, Chase’s balance transfer card could be a viable option for those looking to reduce credit card debt. Bankrate strives to help users make smarter financial decisions, and this post may contain references to products from its partners.
What travel benefits do you get with Chase Sapphire?
The Chase Sapphire credit card offers travel protection for a range of travel-related expenses, including plane tickets, rental cars, and cruise line reservations. In the event of a trip cancellation, lost luggage, delayed baggage, or flight delays, cardholders are eligible for reimbursement. This provides travelers with Ultimate Rewards® points with the assurance that their plans are adequately covered, whether it be for a vacation or a family trip.
Does Chase Bank do travel insurance?
Chase Sapphire Preferred Travel Insurance provides travel protections to cardholders who book trips using their credit card. It includes trip cancellation and interruption insurance, baggage delay insurance, and trip delay reimbursement. Cardholders also receive travel and emergency assistance services for legal and medical referrals. Chase notes that unaffiliated insurance companies underwrite the travel benefits, and they are responsible for the administration and claims of cardholders.
Benefit administrators may enforce specific time limits and documentation requirements. Chase should provide cardholders with this information when they open their account. The coverage benefits and associated coverage limits are detailed in the table below.
Is Chase Sapphire travel insurance good?
The Chase Sapphire Reserve travel insurance offers limited coverage for canceled or delayed trips and only provides $2, 500 in emergency medical benefits, which may not be sufficient for international medical needs. For expensive trips or international travel, it is recommended to have a travel insurance plan with more robust limits, such as $50, 000 for abroad travel and $100, 000 for remote areas or cruises. For more information, call 1-888-320-9961 or 1-804-673-1691.
Do I need to inform Chase of international travel?
In order to enable location sharing in the Chase app, it is necessary to first tap on “Manage card” and then proceed to “Card controls.” Select the “Payments outside the UK” option and either disable or leave the feature enabled. In the event that a trip is being planned to a country that has been designated as a restricted destination, such as Cuba, it will not be possible to use the card or Chase services in that country. For further details regarding restricted destinations, please refer to the Chase website.
Do you need to inform Chase of travel?
In order to enable location sharing in the Chase app, it is necessary to first tap on “Manage card” and then proceed to “Card controls.” Select the “Payments outside the UK” option and either disable or leave the feature enabled. In the event that a trip is being planned to a country with restricted travel, such as Cuba, the card or Chase services will not be able to be used there. For further details regarding restricted destinations, please refer to the Chase website.
Is Chase good for international travel?
Chase offers a no foreign transaction fee credit card for travel, with purchases made outside the U. S. not subject to foreign transaction fees. New card members receive a $50 Instacart credit upon approval, earning 5 cash back on Instacart purchases, 5 cash back on Chase Travel purchases, and 2 cash back at restaurants, gas stations, and select streaming services. Additionally, members can earn 70, 000 bonus points after spending $3, 000 on purchases in the first 3 months of their account.
Does Chase provide free travel insurance?
Chase Freedom credit cards, including Chase Freedom Unlimited, Chase Freedom Flex, and Chase Freedom Rise, offer basic travel insurance for trip interruption or cancellation. This insurance covers potential unforeseen situations that may affect travel plans and provides reimbursement after a claim is filed. For the Freedom family, the maximum reimbursement benefit is up to $1, 500 per cardmember, their immediate relative, or domestic partner, and $6, 000. The trip must be paid in full or partially using the Chase Freedom card or accumulated Ultimate Rewards, and immediate family members don’t need to be traveling with the cardholder.
Does Chase Slate have travel insurance?
It should be noted that Chase Slate does not provide travel insurance coverage for a number of potential risks, including accidental death, injury, delayed or cancelled trips, or baggage issues. In lieu of travel insurance, the product offers rental car insurance, roadside assistance, and purchase benefits, which renders it less suitable for travel purposes.
Are there any benefits to the Chase Slate card?
Slate offers a 120-day protection for new purchases against damage or theft, with up to $500 per claim and $50, 000 per account. The Chase Private Client brand is a banking and investment product and service offering, requiring a Chase Private Client Checking℠ account. Investing involves market risk, including possible loss of principal, and past performance is not a guarantee of future results. JPMorgan Chase Bank, N. A. is a subsidiary of JPMorgan Chase and Co.
📹 Chase Sapphire Preferred & Reserve – NEW OFFERS
The Chase Sapphire Preferred and Chase Sapphire Reserve credit cards now both have limited time increased offers!
💳 Learn More About The Chase Sapphire Preferred: danielbraun.me/SapphirePreferred 💳 Learn More About The Chase Sapphire Reserve: danielbraun.me/SapphireReserve ***UPDATE 1: I just sent a secured message to Chase within my account to see if they will match the 75,000 Point offer on my new Sapphire Reserve that I got on April 16. ***UPDATE 2: The secured message answer seemed to say that I was not eligible for the match because there was no higher online offer than 60,000 points. I think that was more of a lack of knowledge from the customer service rep though. So I called the number on the back of my card and 5 minutes later they easily matched my offer to the 75,000 point offer. There seems to be roughly 30 day window from when these offers went live to receive a match, based on data points from viewers in the comment section below. So if you got approved for either one of these Sapphire cards around late March or early April, then I would call an ask for a match. Best of luck!
I just opened my Sappire Preferred last week for the 60K points, and boy, am I so glad I ran into this article. I just called Chase, and they match the officer since I opened the account less than 30 days ago. Thank you so much, Daniel. There was not way I would’ve known to call Chase if it wasn’t for you.
I opened my Sapphire Preferred account on 04/07 and called today 05/08 to ask about matching the new offer. After a 3 min phone conversation, I was delighted to hear that I was eligible and they submitted the request to the marketing team to update the offer. Not sure if it helped but I already hit the min spend requirement within the first month. Thanks for the tip!
Danny – I still feel very fortunate that I got the best deal to date on the Preferred, which was 100K points, plus first year fee waived by applying in branch. That’s something that many don’t know. If apply for one of their Sapphire cards in branch, they often wave the fee. I’m not sure if they’re still doing it though (fee waiving). Thanks as usual and hope you’re having a good spring thus far.
You actually can have multiple Chase Sapphire tier cards (I have 2 right now). You can’t open a new one if you already have one, but you can upgrade a lower tier card (like a Chase Freedom) to the Sapphire tier. Obviously it doesn’t make a whole lot of sense for most people to want more than one. But since Chase waves annual fees for military members, it’s nice to get multiple CSRs for the annual travel credit!
I got my sapphire card before the offer. I called yesterday and they were able to match my offer. They said I was eligible for the match because I got my sapphire card within 30 days of the new offer going live. If you’re over 30 days, not sure they would honor it. However, I do think it’s worth calling & trying!!
I also just recently got my CSR in April and they told me that they would upgrade me since it was “within 30 days”. Sounds like they’re doing a deadline for March 29th- April 1st deadline or something. They also did mention that I had been approved but the change won’t show on my account for up to 8 weeks for some official approval on Chases end but that I am all good. Thanks for the heads up I’ll give credit to my future upgraded vacation to you 😂
Thank you for sharing Daniel! I got my Chase Sapphire Preferred back in 2019 and now it’s due for a product change to a Freedom card for another Chase Sapphire Signup bonus. After perusal your article, I called Chase Customer service. They mentioned I need to wait two statement cycles after the product change to be eligible for CSP or CSR sign up bonus
Hey Daniel glad to see your website truly blowing up. Quick question. I got my first credit card CFU in 2022. Was jobless and stuck at $700 credit limit. Recently got my first adult job making like 50-60k. Only got one pay check so far and I have no updated my income for Chase. 790 credit score + authorized user for some moms credit cards, under 5/24 rule. My question is can I still apply for chase sapphire reserved? Or do I need to wait like 2 more paychecks then update my income? Thanks so much and to anyone who answers I really want these bonus offers!!!
@Daniel_Braun, I called today and was able to get mine with the upgraded points. I was approved April 1st. I did have to speak with somebody in the escalations department to receive the upgrade. This is my first reserve card as well. Also a member of the escalations department said this promotion went live 4/28. Hopefully you’re eligible for the upgraded bonus as well
How long do these offers last? One of my credit cards has a high balance right now (still at 0% APR, have had it for a few weeks) but doesn’t look great for my utilization so I was going to pay off the card in full before my first statement date in a few weeks anyways. However, I won’t have the money to do that until my next check hits in a week or two, but don’t want to miss this offer.
I have to say after getting the card and looking at the edit and Chase dining I’m a little disappointed. I feel like those things are a little underwhelming. It’s cool that with the edit I can get points at the hotel brands as well, but I would like to see them expand that a little more. Plus, the hotels are ones in which I would never stay at. As far as Chase dining, I checked multiple cities to see what options they offer and again, very very limited options catering to a specific population. And to be frank I’m not even sure who that is because most of the steakhouses and high end restaurants that I know of in the cities I checked are not on Chase dining.
I received my CSR on 3/26. One day later I learned Priority Pass restaurant credit is going away in July. There are no PP lounges at my home airport so this was not great news. Now with the elevated offer, I was 39 days past my opening date and my request for a matching offer was denied. I just lost any desire to do business with Chase outside of my welcome offer and credits. 😡
Hey Daniel, thank you for another great article! I moved 10 months ago from Spain to the US and since then I’ve been trying to get the Chase Reserve or Capital One Venture X (mainly for the airport lounge access as I travel quite a lot). However, it is being impossible because of my credit history length. I have a amex gold card right now and a good salary and all that, but I was rejected for both. Any advice on how can I get one of these without having to wait for like 2 years? 🙂 thank you!!
Hey Daniel, thanks a lot for such nice and informative articles. Been following all of them and its really helped me plan out my future credit card journey. After getting the knowledge from your and some other YouTubers and online resources, I’m now the go to person for tips and guidance among my friends and also a Resources mentor for the University of Pittsburgh’s Graduate Studies team. I was waiting for the Chase Sapphire Preferred bonus offer to go up like last year but nothing happened in April so just got my American Express Gold card last month with the 90K + 20% back offer and now since the offer is live, planning to get the Chase Sapphire Preferred sometime later this month with the in-branch offer as the card is already pre-approved for me and I had a meeting scheduled with the Branch Manager later this month about this card. Hopefully, everything works out well. Keep up the good work Daniel. Kudos brother.
I’m not seeing the additional 10k for $6k 6 months, though. 1. Am I missing the better offer, or is it just not online (just in branch)? 2. Is there a way to make this work with a referral (e.g., me refer a friend who then gets the 75k while I get the referral)? If I test my referral link, it goes to a 60k offer. Thanks!
Ive noticed before you’ve said in the 750-800 range you’re able to qualify for the best interest rates, credit cards, etc. However it doesn’t seem to be true for auto loans? I’m 22, 7 paid in full revolving credit lines, and a 760 on credit karma and I can’t get a good rate. Seems like you can’t quite get there with just credit cards alone.
Hi Daniel! I could use your input for the following. Maybe an idea for a article? my significant other and I want to start taking advantage of points and traveling. We do not share our finances. When we travel we usually each pay for our half. For example if I pay $2000 for our plane tickets. He will pay me $1000 back. This is going to be tricky when we start using points since it will not be a simple dollar amount anymore and we can not really “pay” each other with points. Any suggestions on how to take advantage of points in this situation?