For The Purposes Of Travel Insurance, Are The Canary Islands In Europe?

The Canary Islands, a Spanish territory and part of the European Union, are typically classified as part of Europe for travel insurance. This means that insurers typically offer coverage for these countries, rather than “Worldwide”. When purchasing travel insurance for the Canary Islands, it is essential to check with your insurer to ensure they cover the specific countries included in Europe.

The European Health Insurance Card (EHIC) and the Global Health Insurance Card (GHIC) are valid for emergency healthcare provided by the state during your holiday. If you’re planning to visit Lanzarote, Gran Canaria, Fuerteventura, La Palma, Tenerife, La Gomera, and El Hierro, you’ll need European travel insurance. Standard European travel insurance can protect you against various situations, including medical costs, luggage, and cancellation.

Tenerife, a province of Spain since 1496, is also part of the European Union and belongs to Europe. Travel insurance is not compulsory to visit the Canary Islands, but taking out cover means you’ll be protected in case things don’t go as planned. If you’re taking an annual policy, you will need to select Europe, but always choose Europe.

Travel insurance for the Canary Islands is covered under our European annual multi-trip policies or a single trip policy for a one-off trip. Since the islands are part of Spain, both EHIC and GHIC are valid for emergency healthcare provided by the state during your holiday.

Some insurers ask if you’re traveling to Spain, so to be covered, you must answer yes. The Canary Islands, including Tenerife, are classified as Europe for travel insurance. If you’re traveling with an Annual Travel Insurance policy, select region 2 for coverage.

Why is Spain excluded from travel insurance?

Travel insurance providers typically exclude travelers without an essential reason to Spain, as they violate the FCDO’s advice. However, holidays are not considered essential reasons for travel. The FCDO does not advise against visiting the Canary Islands, making them an option for those seeking sunshine. While most travelers are covered for non-essential reasons, they must quarantine at home for 10 days upon returning to the UK and take a PCR test on day 2 and day 8 of their isolate period. The Canary Islands are classified as “amber” on the traffic light system, making them a potential travel destination.

Is Lanzarote in the EU or Europe?

Lanzarote is, in fact, a constituent part of the European Union, as it is included within Spain’s membership. The Canary Islands are not subject to the same VAT and customs regulations as the rest of the EU. However, they are included in the union for matters pertaining to the free movement of people and other related issues. The United Kingdom will retain its status as a full member of the European Union until the UK’s departure from the EU becomes effective. The current travel arrangements will remain in place until December 31, 2020, unless a mutually acceptable agreement is reached.

Is Tenerife classed as Europe?

The Spanish province of Tenerife has been a member of the European Union since 1496. It is situated in the southernmost region of Europe, in close proximity to the western coast of Africa.

Does EU roaming include Canary Islands?

EU roaming charges affect countries such as Austria, Azores, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Canary Islands, Denmark, Estonia, Finland, France, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Iceland, Isle of Man, Italy, Jersey, Latvia, Lichtenstein, Lithuania, Luxembourg, Madeira, Malta, Martinique, Mayotte, Monaco, Netherlands, Norway, Poland, Portugal, Reunion Islands, Romania, San Marino, Saint Martin, Slovakia, Slovenia, Spain, Sweden, Switzerland, and Vatican City.

Are the Canary Islands considered part of Europe?

The Canary Islands, also known as The Garden of Hesperides or The Fortunate Islands, are a 100-euro region in the European Union and one of the 17 Spanish regions. They are located 62 miles from Africa’s north-west coast and 870 miles from the Spanish Mainland. The islands’ strategic location, linking America, Europe, and Africa, provides excellent quality of life. They have modern infrastructure, communication networks, major city centers, two universities, and several research centers, contributing to Research, Development, and Innovation (RDI). The islands’ unique culture, influenced by different cultures for centuries, has resulted in openness, friendliness, intellectual character, and an innovative spirit among their inhabitants.

Does Lanzarote count as Europe for travel insurance?

AllClear Travel Insurance provides coverage for medical expenses and trip cancellations in the event of a coronavirus diagnosis in the Canary Islands, including Lanzarote, Tenerife, Fuerteventura, Gran Canaria, La Palma, and La Gomera. For the most recent information regarding travel, please refer to the FAQs on the Coronavirus Disease 2019 (Covid-19) and the travel advice provided by the Foreign, Commonwealth and Development Office (FCDO).

Does the Schengen area include the Canary Islands?

The Schengen Area includes the Atlantic islands of Spain and Portugal, including the Canary Islands and Madeira. However, most overseas regions and territories, such as French Guiana, Martinique, Reunion, Guadeloupe, Curaçao, and Greenland, are not part of the common travel area and may not be within the EU. AXA offers various insurance policies for travel in Europe, including low-cost options that meet Schengen Visa requirements and multi-trip insurance that covers ongoing visits without excess medical costs. For multiple-entry visa holders, Multi Trip insurance is available for €328 per year, covering expenses up to €100, 000.

Do I need travel insurance for the Canary Islands?

While travel insurance is not a mandatory requirement for visiting the Canary Islands, it offers a degree of protection in the event of unforeseen circumstances or the need to cancel one’s plans. Such insurance can assist in covering expenses incurred during the insured’s absence. In the event that your browser is identified as a bot, this may be attributed to a number of factors, including internet speed, the disabling of cookies, or the presence of a third-party plugin that impedes the execution of JavaScript. In order to regain access, it is necessary to ensure that cookies and JavaScript are enabled prior to reloading the page.

Does the European Health Card cover the Canary Islands?

The European Health Insurance Card (EHIC) allows temporary residents to receive medically necessary treatment in mainland Spain, the Canary Islands, the Balearic Islands, and Ceuta and Melilla. This treatment is necessary for sudden illnesses, accidents, pregnancy, childbirth, or chronic illnesses. If you have a condition requiring regular care while abroad, contact a healthcare provider in advance.

However, the EHIC does not guarantee free treatment and you will be charged the same amount as local residents. If you don’t have an EHIC or it’s not accepted, you must pay the treatment cost yourself and apply for reimbursement from Kela.

Are the Canary Islands included in EU roaming?

EU roaming charges affect countries such as Austria, Azores, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Canary Islands, Denmark, Estonia, Finland, France, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Iceland, Isle of Man, Italy, Jersey, Latvia, Lichtenstein, Lithuania, Luxembourg, Madeira, Malta, Martinique, Mayotte, Monaco, Netherlands, Norway, Poland, Portugal, Reunion Islands, Romania, San Marino, Saint Martin, Slovakia, Slovenia, Spain, Sweden, Switzerland, and Vatican City.

What countries are free roaming in the EU?

The Roam Like at Home regime is currently operational in all 27 member states of the European Union, including Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Poland, Portugal, Romania, Slovenia, Slovakia, Spain, and Sweden.