Can You Finance A Disney Cruise?

The Disney Cruise Line offers flexible payment options for its passengers, allowing them to book their dream vacation and pay at their own pace. With as little as 20% down, passengers can book a Disney Cruise with points, which can be used to save 10% on future cruises if they book while on the ship.

Guests can apply their Future Cruise Credit as payment on a new or existing future booking by applying it online or by contacting their travel agent. They may also use the credit card on file, pay with cash, a Disney Gift Card, or American Express Travelers Cheques denominated in US Dollars (USD). The line recently added a Flexible Payment Calculator to their online cruise search, allowing users to quickly calculate sample payment plans for their cruises.

Disney Cruise Line does not offer a traditional payment plan, but guests can make payments toward a cruise reservation at any time from the initial deposit up until they are required to pay their cruise in full. Guests can also enjoy year-round vacation perks, including special financing, Character Experiences, savings on shopping, and more.

The flexible payment calculator is only available on sailings departing 90 days or more into the future, offering added insight to Disney pay at sea. By using a Disney Visa Card from Chase, guests can finance any Disney vacation at 0% interest for six months.