What Is Covered By The Vacation Protection Plan For Royal Caribbean Cruises?

The Royal Caribbean Vacation Protection Plan is an optional add-on to cruise bookings available through Royal Caribbean for residents in all states except New York. It includes a cancellation penalty waiver for canceled trips due to valid reasons, as well as non-refundable cancellation provisions. The plan also offers medical, baggage, and evacuation coverages to protect passengers during their trip.

The Royal Caribbean Travel Protection Program offers different levels of coverage, including trip cancellation/interruption insurance, medical coverage, emergency medical transportation, baggage protection, and travel. Enrollment in the plan becomes effective when Royal Caribbean International, Celebrity Cruises, or the Program Administrator receives payment for travel protection.

The Royal Caribbean Travel Protection Program covers travel expenses when passengers are delayed, covering up to $25,000 for medical expenses (formerly $10,000) and $50,000 for emergency expenses. Baggage loss ranges from $500 to $1,500 per person, while medical evacuation ranges from $250,000 per person to $1 million per person.

The Royal Caribbean Travel Protection Program is an optional add-on to cruise bookings, available through Royal Caribbean for residents in all states except New York. However, Royal’s insurance allows for a 75 credit for a future cruise that expires in a year. The program includes Medical Evacuation up to $50,000 per person, while the John Hancock Silver (CFAR 75) offers $500,000 per person.

In summary, the Royal Caribbean Travel Protection Program offers comprehensive coverage for passengers, including medical, baggage, and evacuation coverages. However, it is essential to have appropriate travel insurance in place to cover your cruise holiday and other destinations.

What does cruise travel protection cover?

Cruise insurance covers medical emergencies, trip cancellations, medical evacuations, lost luggage, cruise-ship disablement, and pre-existing conditions. It can also pay secondary medical bills, which go to your health plan first. Deductibles, copays, and maximums are applied, and then cruise insurance can cover the remaining amount up to the benefit limit. If your cruise insurance is primary, it will be considered first to pay emergency medical bills.

Can I cancel a Royal Caribbean cruise without penalty?

A full refund is offered by Royal Caribbean for cancellations made at least 75 days prior to the scheduled sailing date, with the exception of non-refundable deposit amounts. Subsequently, cancellation charges will be applied, as detailed in the chart below.

Do Royal Caribbean cruises have condoms?

The number of cruise lines that stock condoms has risen significantly, with only six of the top cruise lines (Royal Caribbean, Norwegian Cruise Line, MCS Cruises, Holland America, Disney, and Crystal Cruises) and three (MSC Cruises, P and O Cruises, and Cunard) offering the morning after pill. This is concerning given the doubled number of STI diagnoses between 2000 and 2009. However, the rise in cruises for swingers, naturists, and “cougars” has also led to a rise in “lifestyle” cruises, with no open sexual activity allowed except in cabins and dedicated play rooms.

Do I need to add trip protection?

Travel insurance is a crucial tool for protecting nonrefundable, prepaid plans like flights, hotel stays, and excursions. It offers reimbursement for medical expenses, daily stipends, and other benefits in case of loss or theft. However, not all travelers need or already have travel insurance. Some common situations where you can pass on insurance include airlines removing change fees, allowing full refunds or airline credits for canceled reservations, and flights with flexible cancellation policies.

This means that you may not need the trip cancellation benefit, which is a main element of standard travel insurance. Therefore, it’s essential to carefully consider your travel needs and budget when choosing travel insurance.

Why is travel insurance to Caribbean so expensive?

Caribbean travel insurance is more expensive due to higher medical and repatriation costs in these countries. Different types of travel insurance are available, including single-trip and multi-trip policies. Single-trip insurance covers one trip to a single destination, usually lasting up to 30 days. Policies can be specified in the Caribbean and last from a specified date until home arrival. Multi-trip insurance covers unlimited trips over 12 months, making it more cost-effective for multiple trips abroad, including the Caribbean. Before buying, consider the frequency of your trip, if you’re traveling with others, and the activities you might want to do.

What does a travel protection plan do?

Travel protection provides coverage for non-refundable, prepaid expenses in the event of a cancellation or interruption of a trip due to circumstances that are covered by the policy, such as illness or a family emergency. Some policies provide coverage in the event of supplier bankruptcy. In the event of the closure of an airline, tour operator, or accommodation provider, the insurer is responsible for reimbursing the insured party for any non-refundable expenses incurred. Furthermore, the policy may permit the rescheduling or amendment of travel plans.

What is usually covered by travel insurance?

Travel insurance provides coverage for a range of contingencies, including the possibility of cancellation, medical expenses, evacuation, loss or delays, and offers 24/7 assistance. It offers protection against the aforementioned contingencies.

Can you add vacation protection after booking?

Vacation Express (VPP) allows customers to cancel their vacation for any reason and receive a refund in the form of a future travel certificate. The VPP must be added to the booking by the final payment due date, and the plan cost is non-refundable once purchased. Cancellations must be made at least 2 hours prior to the original scheduled departure time or no later than 9AM local time the day of arrival for hotel-only bookings. All applicable cancellation charges, including change fees or reduced deposit plan fees, will be refunded in the form of a VPP voucher, less the VPP plan cost.

For exclusive non-stop flight packages and hotel-only packages, a VPP voucher will be provided for the package cost, less the VPP plan cost. If using the reduced deposit plan (RDP), travelers must have paid for their airline ticket, insurance, and RDP in full.

Does Royal Caribbean credit card have travel protection?

Royal Caribbean Visa Signature card offers travel benefits like lost luggage protection, emergency cash worldwide, and Visa Signature Concierge service. New cardholders can qualify for a $50 Air2Sea Airfare Discount after making at least $3, 500 in purchases within 90 days of account opening. This program is for US residents 18 years or older and Puerto Rican residents 21 years or older, and date of birth and proof of residence are verified.

Can I add Royal Caribbean trip insurance after booking?

It is possible for guests to enroll in a travel protection plan at any point between the deposit and the final payment. The enrollment is considered effective when the payment for the travel protection is received by Royal Caribbean International, Celebrity Cruises, or the Program Administrator.

Do I need extra travel insurance for a cruise?

Cruise cover is a mandatory add-on for travel insurance that protects against travel risks unique to cruises, such as illness at sea or complications if luggage is lost or stolen. It is essential for those going on a cruise, as cruise holidays are typically more expensive and last longer than standard trips. Cruise cover is there to cover unexpected events and ensure the safety of passengers.