Car insurance companies do not allow you to put your policy on hold or suspend a policy for a period of time. Instead, you must cancel your policy and restart it when you want your coverage active again. Most states require insurance, so you cannot legally put your insurance policy on hold. However, you can temporarily suspend coverage instead of canceling it.
There is no law stating that you cannot pause car insurance, but every vehicle registered for use on the road must be insured. If you don’t plan on operating your vehicle for a while, you might be able to cut back on your liability coverage. However, there are important considerations when suspending the entire policy. Between maintenance, gas, and insurance, owning a vehicle can be expensive.
To save on car insurance, consider going on vacation or knowing you won’t be driving your car for an extended period of time. If you’re not using your car for at least two days, you can pause your insurance. However, your insurance company will only do the Comprehensive if you ask, but the bank will reprimand you for it. While most insurance companies do not allow you to temporarily suspend your insurance, they may allow you to temporarily reduce your coverage.
Cons of paused coverage include the vehicle being insured if anyone wants to drive it and no protection against non-driving drivers. There is no facility offered by insurers to temporarily suspend your policy, and a big part of why relates to the law surrounding car insurance. You can cancel or pause your insurance while overseas and your vehicle is not being operated, regardless of your insurer.
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Can you pause car insurance if not driving UK?
In the United Kingdom, legislation mandates the purchase of automobile insurance, even when a vehicle is not in use. However, there is an exception to this rule for vehicles that are kept off the road and registered as off-road through the submission of a Statutory Off Road Notification (SORN). In the case of a By Miles policy, no monthly fee is incurred in the absence of driving. In the event of the sale of the insured vehicle, the policyholder may choose to leave it open for up to seven days, during which time the insured may change the vehicle through the app or web dashboard.
What is a hold policy?
Wells Fargo Bank typically makes deposited funds available on the first business day after receiving a deposit, but may place a deposit hold on these funds and delay their availability for up to 7 business days. Common reasons for placing a hold include accounts with frequent overdrafts, new customers, high-dollar deposits exceeding the total available balance, unpaid checks, and notification from the check maker’s financial institution.
During a deposit hold, you should not write checks against or attempt to withdraw the held funds. If the total amount of available funds in your account is insufficient to pay these items, we may decline withdrawals or return checks and other payments.
Can I pause my car insurance in the UK?
The law states that every vehicle registered for road use must be insured, as Continuous Insurance Enforcement became law in 2011. This means your vehicle must be insured or on the DVLA’s Statutory Off-Road Notification (SORN) register. Putting your insurance on hold is difficult due to the law and the payment agreement. Most people pay for their insurance monthly, signing up to a credit agreement with their insurer or a finance company they work with. At the time of purchasing, you usually agree to 10-11 monthly instalments that spread the cost of your policy out.
What is a suspension of insurance policy?
Suspension of coverage is when an insurance company stops covering a policyholder even if their policy is still in force, usually due to the insured failing to meet the terms of the insurance contract. This suspension can be temporary, and the insured may be able to restart coverage if they address the issue. It can also result from a change in the insured’s situation that increases the risk of claim, such as storing dangerous materials in their house without the insurance company’s knowledge.
Can I take insurance off my car if I’m not driving it in Florida?
To register a vehicle in Florida, you must have PIP and PDL insurance at the time of registration, with a minimum of $10, 000 in PIP and $10, 000 in PDL. Taxis must carry BIL coverage of $125, 000 per person, $250, 000 per occurrence, and $50, 000 for PDL coverage. The insurance must be continuous even if the vehicle is not being driven or inoperable. You must surrender the license plate/tag before canceling the insurance, purchase the policy from a Florida-licensed insurance carrier, and maintain Florida insurance coverage throughout the registration period.
Non-residents must have a Florida registration and license plate and be insured with a Florida policy when accepting employment or enrolling children in a Florida public school. Obtain the registration certificate and license plate within 10 days after starting employment or enrollment.
Can you hold your insurance?
It is advisable to suspend insurance coverage for non-driving perils, even in instances where one is not operating the vehicle in question. It is advisable to contact your insurance provider to ascertain the available options and to remove any optional coverage. It is imperative to maintain insurance coverage for your vehicle, even in instances where you are not operating it. The cancellation of such insurance could result in a rise in premiums and the inability to obtain coverage for damage sustained while the vehicle is parked. Furthermore, it is crucial to evaluate the optimal solution that aligns with one’s requirements.
Do I have to insure my car if I am not driving it in the UK?
It is a legal requirement for motor insurance to be in place for any vehicle that is used on public roads or in public places. Conversely, vehicles that are kept off the road and registered as off the road (SORN) are not subject to the same insurance requirements. The continuous insurance enforcement rule serves to guarantee that your vehicle is safeguarded against potential risks. To ascertain whether your vehicle is insured, you are advised to consult the AskMID service. This rule serves to guarantee that your vehicle is safeguarded against potential risks and liabilities.
Can I pause my car insurance in PA?
In Pennsylvania, you can suspend your insurance for temporary or permanent non-use vehicles by filing an affidavit with the Department of Transportation. This allows you to avoid having to carry insurance during this time, as the car cannot be driven at all. Seasonal vehicles, such as antique cars, motorcycles, or recreational vehicles, can be covered by changing your coverage if they won’t be driving for an extended period. However, comprehensive coverage may still be beneficial during the off-season.
If you own an uninsured vehicle for private use, you can claim it as uninsured, avoiding paying insurance rates when the car isn’t being used. While Pennsylvania law mandates insurance for registered vehicles, you can claim it to be uninsured to avoid paying insurance rates when the car isn’t being used.
Can I put a pause on my car insurance?
If you’re not driving your car, you can’t pause your entire policy, only liability and collision coverages. You may need to file an affidavit of non-use with your local DMV, depending on state law. Some insurers may automatically submit this document, but it’s best to ask your insurer about their procedures. If you’re leasing or financing a car, loan terms may prevent pausing car insurance, as lienholders and lessors want the car protected from damage. Your lender may allow you to drop liability coverage, but you may need to keep comprehensive coverage for non-collision accidents.
Can I suspend my car insurance in Florida?
Temporarily suspending auto insurance can be done when you won’t be using your garaged vehicle for at least 30 days, typically cutting the rate by more than half. This process keeps the state-required coverages and comprehensive coverage, which protects your vehicle from potential hazards such as fire, theft, vandalism, and flood. It’s a simple process that only takes a few minutes to complete.
Stabbing your coverage doesn’t cancel it, but it’s important to keep your policy paid up and active. Our agents are available to serve your needs, and it only takes a few minutes to place coverage in suspense mode.
When suspending coverage, it’s crucial to call us before driving your car again and ask us to reinstate coverage. If you have a car loan and total your car when coverage is suspended, you will be responsible for the total cost of the vehicle. Your bank won’t allow collision coverage to be suspended on a vehicle you owe money on. If you know the date you’ll drive again, coverage will be reinstated on that date.
Can I pause my car insurance in Ireland?
If you have other named drivers driving your car while you’re away, keep the policy as-is. If your car won’t be used for 28 days or more, you can suspend your insurance instead of cancelling it by returning your certificate and disc to your insurer. This will give you a pro-rata refund of 75 of the premium you paid at the last renewal date for the suspension period. However, there may be some administration fees. If you suspend your policy, you and any other named drivers will not have coverage for the car, but you may still be covered against fire or theft.
If you decide to extend your time abroad and want to renew your contract, cancel your contract. A No Claims Discount is valid for a two-year period from the last date your policy was active, based on your previous claim-free driving experience in your own name. However, it’s not valid if more than two years have passed since your Irish motor insurance policy was cancelled or lapsed. If you have a claims-free driving record in another country, we may consider it when obtaining a new quote back in Ireland.
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The dirty BIG secret is that, to this day, every manual about charging states – do not let the charge level go below 20% – and do not charge to over 80%. These are the recommendations for overall battery function, performance, and, especially, the overall life of the battery. Over a year ago, Finland announced a super charger that would charge an EV in 15 minutes. Nowhere do they warn about the instant and long-term damage this fast charging does to the battery. If you should never charge above 80%, then the mileage estimates are crap.
I worked as a technician at a freightliner dealer in 2022. They brought in 3 of the new e-trucks for demonstration. They brought in factory engineers who fried the batteries after trying to charge them at the wrong voltage, which totalled all 3 trucks. It was a shit show, while the older mechanics sat back and laughed their asses off.
Here`s a one crazy repair story of a EV vehicle from my country. One unlucky owner of a Jaguar I-Pace, a posh electric vehicle, punctured the battery pack cover with a rock. There was no damage to the cells, only to the protective cover. The dealer did not want to change just the cover, but a whole battery pack due to “policy”. The cost of battery pack swap was so high the insurance just crapped whole car, it was like 1-2 years old and cost a pretty penny.
It’s a joke because if you go away for 6 months on a holiday your not driving your car and your battery will die. If you don’t drive it much it’s going to cost you a lot of money to replace that battery. For instance… I buy a metal detector and it has only a chargeable battery…. I pay 500 bucks for it and never use it… 5 years later I decide to use it once.. it wont work the battery is finished and I never used it…. IT”S JUNK!!! I’m already pissed because I have to buy a new cell phone every 2 years because of the battery. I want one that will last me forever and never break just like the stuff we used to get in the past. My mom buy a black and white TV a long time ago… it still worked 40 years later and so did our washing machine.
I’ll tell you why. 1. Charging times are too long. 2. Range between charges are too short. 3. Registration costs are too high. 4. Batteries have problems with cold and hot weather. 5. Batteries are extremely dangerous. 6. Expensive insurance policies/rates. 7. Any tax credits are too low. & Last but least. 8. Prices are astronomical high.
I was at a home improvement store today. They had two riding mowers side by side. The gasoline powered model was $2500. The lithium ion electric version was listed at $4900. The mower deck on the EV was not as wide as the gas version. Who in their right mind would purchase an electric riding mower with that huge cost differential and a narrower mowing deck?
I am a fleet mechanic I have worked on just about every type of commercial heavy duty vehicle and equipment there is. The increase in electric and computer technology is an absolute failure, brand new trucks are out of service more often then olfer high mileage vehicles. A lot of the companies I worked for had older trucks with completely mechanical diesel engines that they planned to get rid of but ended up keeping a few as backups because they were the only trucks to run reliably. My point is I’m not surpirsed 40% of charging stations are failing.
If your national infrastructure relies on fossil fuel for electricity production, an electric car is an even worse investment than it would be in country that relies on renewables. Even then it’s a bad investment, because they’re disposable cars. EV manufacturers make little to no effort to make the batteries replaceable, so the whole car is essentially junk once the battery has lost its efficiency. Until electricity is generated in a more responsible way, until EV manufacturers make their cars upgradable and repairable, it’s going to be slow progress.
As a retired Firefighter after 27 years on the job I can tell you first hand that EV autos are a horrible idea on the fire side of things but mostly if you live anyplace where you might have to evacuate such as hurricanes, wild fires. People need to wake up, You are responsible for your own life and putting your safety first and stop listening to government officials who are trying to sell this EV idea
It’s insanity that we allowed these idiots to make EV requirement deadlines for an unrealistic technology on a large scale. I’ve thought EVs were cool ever since I was a kid and I still do, but you have to be realistic as to their use. If I lived in a city or in a year round warm climate, it would make a lot more sense to own an EV. If I had enough money to own two new vehicles, one EV for commuting and one gas car for road trips, camping, etc, it would also make sense to own an EV. An EV makes no sense for road trips, towing, long camping trips, or places where it’s freezing for months. If you can only afford one vehicle and need a truck for serious towing and hauling and also long trips, an electric truck makes no sense. Now because of these EV mandates eventually there will be a shortage and demand for gas cars and trucks and something will have to be done. That’s what happens when you vote for people that want to cripple the USA in the name of climate change for very little benefit, while China, India, and other countries pollute exponentially more and have no limitations. EVs and new technology will automatically be adopted as it starts to make more sense, without the government forcing it upon citizens.
This is exactly the same problems experienced across the United Kingdom, unless you have a charger at home forget it. Even if you have, its only any good for local journeys because if you have to go a distance and need a recharge, the costs (if you can find a charger that works ) is prohibitive compared to gasoline.
Where I live in Australia, I usually drive from Wollongong to Melbourne, which is usually around an 8hr drive in my petrol car. Last time I went I decided to hire an EV, because I was considering buying one. That 8hr drive turned into a 15hr drive as I had to stop twice to recharge. And even then each recharge wasn’t 100%. Not even close. One of the stations had 2 chargers. Both taken. And I really had to do some numbers crunching to see if I would make it to the next charging station. I had to call the petrol stations where the EV chargers were, to ask if they were taken already. 2 out of the 3 I called were taken. The 1 that wasn’t, I made it there just before the car died. I ended up flying back home. I’m never getting an EV
I have an acquaintance who bought a fully electric car about a year ago. Can’t remember the name of it but it is a top of the line, SUV type thing. We live in Cheyenne, WY. A couple of months ago, when it was 5 degrees or so outside, he drove 40 miles to Fort Collins, and then back to Cheyenne, a round trip of 80 miles. That would be about 3 gallons of gas. It was fully charged when he left, the battery was practically depleted when he got home. He plugged it in, and three hours later it hadn’t even half charged. Contrast that to a gasoline powered car. I could have driven to Fort Collins and back three times in the same day if I’d wanted to..filled up the gas tank in a couple of minutes and been good to go.
Thermal runaway. HUGE problem when EV batteries catch fire. They can’t be put out simply. Some of them spontaneously combust. Fire departments need special blankets to smother the the entire car. I wouldn’t want an EV in my garage, or be parked next one that catches fire. Plenty of articles on YT of such fires.
Electric cars are not green in anyway, so much mining goes into making those batteries and we’ve honestly hit a wall in terms of battery technology, unless we discover some new material we’re pretty much stuck right where we are. This is just a giant fad and most car dealerships sell much much more hybrids, and normal CVT’s. 90% of Americans care about if something is reliable, can take them to A TO B and gets good millage. the other 5% are people who love cars and want 5 speed manual’s as well as sports cars.
I took a trip from Tx to Fl in an ev, just to see how it would go and even though there were plenty of charging stations along the way, the time it took to get to my destination was INSANELY LONG! I would never own an ev! Way too much time spent on charging…UGH! (edit: I forgot…many of the charging stations weren’t even working…not good on a long trip!)
Why I won’t be buying an EV. I live in Vermont we have winter in Vermont. The average daily temperature range is 20f to-30F, with more variation observed in the southern parts of the state than the north. Guess how well an EV holds a charge in cold temperatures. Guess how much an ev loses of it usable range in cold temperatures? 54% under 30 degrees. It also takes longer charge times in the cold temperatures.
cost, charging time, ability to repair yourself, cost of repair, temperature sensitivity, lack of infrastructure, cobalt mines horrifying conditions, and they are boring as dirt. Not sure why this confusing. the tech has to get better, batteries with longer range that can charge in 20 minutes, no cold issues, etc.
I have been a automotive mechanic, bicycle mechanic, I have replaced cell phone screens and rebuilt computers. The greater the complexity the greater the maintenance costs, EV’s have a deceiving amount of complexity, as well we are at the relative beginning of the learning curve with EV’s in comparison to over a century of supply chain, design and manufacturing optimization with conventional ICE vehicles.
This is relevant to me because I’m an auto insurance adjuster! I don’t get to see what the premiums are, but the repair process becomes a complex mess at times because of all the computer foolery involved. Insurances have programs for basic windshield repairs if the only damage to a car is a windshield, but then the customers will ask if the glass shops will recalibrate the windshield once replaced, and we don’t get any info on whether or not they do, so the customers will just go to the dealership where the labor costs more than what insurance covers. if i ever learn how to drive, i want a 1999 toyota corolla that runs on gas and is immune subscription service seat warmers.
I’m a Hertz customer here in Australia (where the EV market saturation in nowhere like it is in the US), and yet every time I go to pick up my gas-powered rental they always try to “upgrade” me to an EV, simply because no-one wants to rent them. Their lot is full of them as a result and they’re all just sitting out there unused & gathering dust, and it is evidently putting huge pressure on their supply of the far more desirable & in-demand gas & diesel vehicles. Just got back from an interstate trip and as usual on collection of my pre-booked Hertz rental at the airport they wanted to aggressively push me into an EV, and as usual I said “thanks, but no thanks; I’ll stick to what I booked”. They really tried the hard-sell on me too and offered huge discounts, bonus points, free days etc but I stood my ground and flat-out refused; the lady at the rental desk confided in me that of the dozens of customers (including myself) that they had made the same offer to so far just that morning alone, not one had accepted their “generous” offer. Although all of their gas/diesel vehicles were already sold-out they had a big sign up on the counter that read “Vehicles available now for immediate rental; no bookings required”; however upon further enquiry by hopeful potential customers, they would find out that these available vehicles were of course all EV’s.
In California there were “blackouts” (sometimes even planned blackouts) during peak times when people used alot of electricity – like during a hot summer. So what happens if you have an EV during these times? It looks like the power grids are already having trouble. You should be free to buy an EV if you want one, but not mandated to do so.
Why is nobody talking about hybrids? They’re reliable, efficient, and their gas consumption is miniscule compared with traditional vehicles, and since the battery charges by itself while going downhill – the electrical part doesn’t require any special maintenence, and you can take it to any normal garage.
One of my favorite issues with electric cars is parking in residential driveways. Most residential driveways are built subpar and are not gonna be able to handle the weight of these electric vehicles. I have already repaired three driveways for clients who had either large cracks or sinking corners due to heavy electric vehicles,two of which were caused by F150 lightning pick ups and the third one was caused by a Tesla model X
I live in rural America. We get tons of snow, and it’s 45 minutes to a grocery store. To get an ev charger in my house the base is 6,000 but then they will have to ground the wire blah blah, additional 10,000 but then the issue is we have power go out when the wind blows . So then we have to go on a generator. And I will have no power to also a charge a car . And then there is the freezing cold, . There is no infrastructure. And then I have to risk it catching on fire and there ain’t no fire trucks for miles out an then the trees could all burn down 🤦♀️ On a road trip across the United States all we saw was dead electric cars . Then I saw a guy in 60 in 114 degree heat waiting for a charge 🤦♀️. It’s not economical, and then I pay more for less miles and more headaches and my concern is taking care of the forest . When there are no fire trucks, I have a responsibility to protect trees even if they ain’t my trees. And my last big point, ya don’t see electric tanks in the middle of a war or electric jeeps in the middle of a war . So he’ll no . And then my electric bill goes up . And then if I get a new electric car I don’t know the charger will fit . Like why, why . The family business that has worked on all our families cars, I literally have a conversation with him before I buy a car after tons of research I sit down with him and a coke and he tells me, and I buy what he recommends. Evs ain’t on his list .
There is also the problem while charging when there are two outlets. Using one while the other side is not in use you will have a decent charge. But once another car comes and, uses the other outlet that charge is reduced as the power outlet divides between the two thus making a 2-hour charge into an 8-hour charge.
EVs also do not or barely work in cold temperatures. I saw at least 10 EVs stranded over the -20F weeks we had this winter in Michigan (which was a warm winter still). Not sure why I would want a vehicle that barely works several months of year – or needs a heater/ heated garage – which is definitely not energy/cost efficient.
Because they do not fit the mission profile of most American drivers. The market is speaking. If they performed the daily tasks Americans ask of their vehicles better, Americans would drive them. Also, Americans know that they are no “greener” than I.C.E. vehicles – they are simply natural gas-powered/electrically-driven vehicles.
So what they don’t tell you: 1) A two car home switching to EVs charged at home is like adding 25 refridgerators to your electric bill. 2) The range is never what they say it is. Yes the fuel efficiency of a gas car is never what they say it is either, but you wont have a problem finding a gas station. A working rapid charger in podunk, Kansas, well, good luck. 3) If you can’t guarantee that the juice coming thru the charger isn’t created by fossil fuels, well, youre not being very green. 4) The mining and desposing of the EV components can make a diesel truck in a junkyard with its oil pan full look eco friendly.
If I buy a Tesla, I will have to put in a 40 amp line from my condo to the parking area – $2,000 with a smart charger. Then the HOA say I have to get insurance – $900/month. Electricity here is 43cents/kWh. In the snow, a MY will get 2 miles/kWh so 21cents/mile. Alternatively I forget home charging and use the Superchargers (that will ruin the battery) at 58cents/kWh that would be 29cents/mile. Or I can get a RAV4 hybrid which will cost 13cents/mile and last for many years without major expense. I can pretty much take it for granted and just drive it without worrying about the constant repairs and failures of Teslas after 50,000 miles.
My young son wanted to buy one as his 1st car. That is when I pointed out we don’t have a garage, park on the street and where was he going to plug in. Then he looked up how many plug in stations were in our area. That alone was the end of that plan. Plus the fire risk, the inability to use it in cold weather, the huge cost of a new battery and the inconsistencies with milage depending on how many are in the car. Not quite ready for prime time!
Back in the 1920’s there were 10 electric car manufacturers in America. 10 of them. However, I did some research and there are some differences compared to today: like the batteries fit in either the trunk or under the hood. You did not sit on basically a “microwave” oven and drive around town. AND apparently Americans could actually afford to buy the damn things back in the 1920’s, unlike today.
Myself I can’t use one. Insurance was gonna be over 3k just to start. This is because my home insurance won’t tolerate EVs being parked inside my garage. Same laws as wood stoves actually or so they said. I can’t use indoor car parking because of weight and space, and my dealership even charges extra for storage during maintenance because it must be stores 12+ feet from any other vehicles or walls/structures. Also, my part of the country losses electricity at least twice a week and always has given I’m on the ocean and deal with strong winds and shitty weather. Oh, and because of our temps this winter I would lose 30% range ALL winter. And, because it must be outside it refused to charge three times this winter for HOURS on end.
I was interested in EVs until I had an electrical issue on my regular pickup truck. The diagnosis, part shipping, and repair time took 2 weeks with the first issue. The big issue wasn’t that. It was the lack of experience the tech had with electrical work, which led to components on the truck getting fried, and another 6 weeks of repairs. If it were an EV, the vehicle probably would have been totaled. And I think about this whenever I consider the idea of owning an EV.
I rented a top-of-the line Tesla while visiting Florida. It was really neat-o. However, it would never work for where I live: -No charging infrastructure, and the model Y I used sucked down juice like crazy -Will not work in very hot or cold climates as cabin temperature adjustment energy must come from the battery -Shitty old roads mean the Tesla can’t read road lanes properly to begin with. This nerfs half the cool features. -Too expensive -It was fun as hell to fight a mob of vehicles for the privilege to sit in a parking lot for a half hour to get a 70% charge, even with the “supercharger” port They are a good idea that fit a niche environment. Mandating them country wide is just declaring war on rural areas or poor communities.
These mandates are coming down on the trucking industry even harder and sooner. By NEXT YEAR, 2025 the lovely state of New Jersey is only allowing heavy duty truck dealerships 14 diesel trucks to be sold for every 1 electric truck sold and its only going to get worse! Transportation companies do not want and cannot use electric trucks. They offer no where near enough range or infrastructure for electric trucks to be of actual use. California is already facing this crisis as of 2024. Imagine all of the negative effects this country is going to face from not being able to have food, clothes and all the products that we use and depend on daily, transported and delivered to where it needs to go. This country is going down hill FAST right before our eyes.
Just heard on our local news: Fresno, CA installed 88 electric charging stations throughout the city. Right now, anywhere between 50 and 60 of them are out of service, mostly because tweekers keep stealing the copper wiring. It will cost a few $100,000 dollars to “harden” them to make the copper theft more difficult. Our tax dollars at work!
Latest survey in the U.K. proves that there is on average at least a third less range in actual use than that claimed by manufacturers of these things. Depreciation is appalling. YouTuber The MacMaster bought a Porsche Taycan 3 years ago for £120,000. Quite why I’ll never know. It’s been a less than impressive experience for him. Latest thing is the heater’s stopped working in the Taycan and that’s going to be an up to three month wait to get it fixed. He’s rightly had enough & wants rid of it in exchange for a real car ~ a Porsche 911. The dealer who’s got the 911 he wants quoted him a trade-in price for his Taycan of just £44,650 ~ but they won’t take it as they’re already flooded with the things. The lowest price he was offered ~ by Flip It ~ was just £28,360! It’s so appalling it’s not even funny. Then there’s insurance ~ I’m waiting for the day when insurers won’t cover an ev if it’s being charged in the owner’s garage unattended because of the fire risk. Workshops turn them away because of the requirement to isolate any ev with even the tiniest chance the battery pack’s damaged. Then there’s the cost of battery replacement. A Canadian Hyundai owner was quoted $64,000CAD for a replacement ~ and there was no visible damage to the battery, just a knock on the metal battery protector shield! He made a fuss on social media and Hyundai said, ‘No, no, that’s not right, you’ve been given the wrong price’ ~ until another Canadian with the same car showed his invoice for the same amount.
Great article overall! One thing that was mentioned but not expanded too much on was the high rate of chargers being out-of-service. This is such a typical pattern. The government makes a big push for (something). Some random little companies seemingly pop out of nowhere to provide that (something). Almost without fail, you find that the founders have suspiciously close ties with some of the key politicians involved. Then, the contracts go out, the (something) are eventually thrown together cheaply and installed / built. And at that point, the money has been made and because (something) was never really profitable, they just fall out of repair and the companies evaporate. For EV chargers specifically, my understanding is that they fall under 3 categories. You have premium charging networks like Tesla and some high-end dealerships like Porsche or Mercedes-Benz, where they can rely on the fact that their clientele don’t really care what it costs as long as it’s convenient and fast, and they can also bake-in some of the costs into their vehicle prices. Then, you have privately operated charging stations that are really struggling right now trying to learn how to operate profitably, and even if they work out the kinks, it’s definitely going to be quite expensive. And finally, you have these “private” public chargers that fall into the pattern I just described that will eventually all be dismantled once the scam has run its course.
I called my insurance agent to see how much insurance would be on a Tesla model 3 just for curiosity. The agent laughed and said” the cost of full coverage on an EV would cost more than both of your 2 cars you have full coverage on now. I recommend you put insurance cost into the equation”. I laughed with them 😂 Insurance said they are high risk vehicles because of the cost to fix them. A minor dent or ding could mess up the entire circuit components and are extremely costly. They said they total them out especially if the battery gets compromised.
1. They are ridiculously expensive to purchase 2. They don’t have the range a gas car does 3. Maintenance, especially for major engine or battery issues, is outrageously expensive 4. Refueling (or charging) them can take anywhere from half an hour to several hours, making them time inefficient (considering when a gas car runs out of fuel you can refill it in a matter of minutes and be back on the road)
3 years ago I hit a deer and totaled my first car, a $1000 Maxima. I kept an eye on facebook for a while and managed to get a Corolla for $400 in a “Get my kid’s first car out of my freaking driveway” sale. It hasn’t had any problems in the 3 years I’ve been driving it. I also semi regularly need to drive to another town 2 hours away or even further to help set up food processing machinery. Someday an EV will be able to do what I need a car for, and maybe it’ll even be available for a price I’m willing to pay, but it certainly isn’t there right now.
Recently, I met this guy at work who purchased a very nice, brand new, shiny black pick up truck and drove from the other side of the state to my area for work. We live in a very rural state with long ‘in the middle of nowhere’ stretches that barely has enough gas stations and very minimal to non-existent charge stations. His battery estimate said he could make it to my area from his home on one charge without additional charging. His truck battery was almost drained on the highway 45 minutes from my area. He said as the battery drained he was unable to go up inclines or bumps. He called a tow that didn’t have a charger to tow him to the nearest charging station. After waiting hours for it to charge… he was able to make the remaining 45 minutes. He was beyond late to make it on time. He appeared to still like his truck. He showed me under the hood… and to my surprise there was no ‘engine stuff’. He had his lunch cooking in a crock pot and an expresso machine to make strong coffee. IMO, EVs are short distance transportation only… stay close enough to charge stations and to be able to call someone for help. For safety reasons, EVs are not the best for rural driving. This scenario makes EVs a non-pratical purchase for the majority of people. What if there are upset children that need to go home and the battery is dying? What if someone has an emergency and needs to flee quickly and they can’t leave because the EV needs charging? What if a person works for a strict boss and the cold constantly drains the battery which will cause excessive lateness?
Thanks for posting this, I just saw a FB post yesterday which… well, let’s just say the EV fans have already resorted to stereotyping, attacking, and accusing people who don’t want to buy one as ‘not doing their research’. Good counters like this which point out the real, practical concerns are valuable.
Unless you are a homeowner with a place to plug in or work for a large corporation that offers convenient charging while at work its unrealistic to own one IMO. Apartment parking is already a nightmare everywhere and imagine having say 10-15 spots being for EV’s only. Ive thought about it numerous times but not being a homeowner just puts a stop to that thought. THEN there is the “Control” factor I worry about a little bit from the government that puts me off. Also here in Southern California we already have to deal with brown outs and loss of power due to fires, earthquakes, storms and I don’t want to be a slave to Edison power company and once again, the government control.
3:30 that’s why the Chevy Volt makes so much sense to me! It was an electric car, that ran on electricity (100% of the time) however after like 43 miles (when the battery ran out), the gas powered generator kicked in. So when your long road trips, you could stop at a gas station or you could plug it in. It was your choice.
Another huge reason few talk about: you almost need a house with a garage with 220V for a reliable power source….average home price in Colorado is nearly $600k. Also living in Colorado….i have no idea how id charge an EV in the mountains. My Tacoma is reliable, easy to maintain as a weekend mechanic, and should last well over 300k on the original engine and trans.
Even for those who can charge at home, it costs them THOUSANDS to have an electrician install a fast charger on/in their home, as long as the electrical grid in their area can support a heavy current. If everyone in older neighborhoods have fast chargers going at the same time, it can cause brown outs and even black outs.
Here’s another issue people could face… Hackers. You’ve seen some of those public device charging stations where you leave your phone in some gizmo for a fee. Well… I could see the same happening to those cars. When you mentioned that the charging stations have to “talk” to each other, I’m surethat could be hacked along with their payment info. Not good. And another thing… Who wants to charge in a rain or snow storm????? Not me!😂
I live in the midwest, and it is so RARE to find an electric vehicle out here. Honestly you’d have better luck finding Pontiacs than electric vehicles here, they just arent reliable enough. Its more convenient for general people to just buy the car, get the title, and go to the nearest gas station. I would also think about the long run too when stuff wears down, electric vehicles need constant electricity going, while in a gas car you can have 5 things broken and still run it. I personally own a 2007 GP GXP, and it has problems but it still runs. The dashboard lights are out, but my heads up still works, the car still runs, etc. While yes the battery is sealed in a electric vehicle, it will wear down over time I’d think, it would lead to a 5k-20k battery replacement. At that point you could get a beaten or decent gas vehicle with that money.
Nobody wants them because of range anxiety, long charge times, having to plug your car in every time you exit the vehicle, maintenance costs, poor handling and braking due to excessive weight, propensity for the lithium batteries to spontaneously combust and take your house with it if you parked in the garage, higher insurance costs, more likely to be involved in a collision, car is worthless when battery fails, etc., etc., etc.
Hey Cash! NJ guy here, another thing to mention specific to NYC, Con Edison and their Grid. There have been too many instances of the city power being over exhausted during not only weather extremes, but power going out sporadically in the city. New York needs an overhaul in their infrastructure before they even have this EV Mandate, parts of the city are falling apart, and are maybe 5-7 years out from becoming inoperable. Having a car is a luxury in New York, sure, but more importantly the city itself needs an overhaul.
I went on a trip to Corsica last year with family and the hire car was supposed to be a petrol but Hertz went full electric without even informing us before we arrived so after leaving the airport we went to get the car then was told it would be electric a few people behind us even asked if they could cancel because like us had only driven petrol or diesel cars and knew nothing about EVs and yes I will say the trip was great but we couldn’t visit all the places we wanted to go due to a lack of charge points that the EV could use.
Why even ask why nobody is buying them, it is obvious: 1) Price. There are no cheap EVs in the US. Elsewhere you can get them for as little as $10K, in the US you can’t find any for less than $35-40k. 2) EV depreciation is brutal. 3) Cost of repairs – especially after an accident – are mind-blowing. And often you end up totalled at the brutally depreciated price, leaving you massively in the hole when buying a new car. 4) insurance premiums are way too high, probably due to and. TLDR: It is not financially wise. 5) I almost forgot, EVs are surveillance machines and we have no personal privacy protection laws like the EU’s GDPR, which makes you, your data and your life the product that EV manufacturers the product they sell.
Your charging examples are completely wrong. I’ve driven 300 miles (one way) to family many times and only maybe 30 minutes compared to driving my old Saturn. I also did a 2 week, 3300 mile vacation from MN to CO, around CO, and back in my EV. It was easy. Most of the charging stops the car was ready to go before the humans, who needed “fluid exchange”, meals, and just walking around from sitting for 2-3 hours. Road trips are EASY with the Tesla Supercharging network. As for the daily driving, charging at home, overnight when it’s cheap, means getting up every morning with “full tank” and another 250-300 miles (depending on car) ready to go. No gasoline car can do that. Over the course of a year with average commuting, you end up spending more time at the gas stations filling up the ICE vehicle than an EV does charging. That includes longer driving trips in there too! There have been academic studies that look at this and compare the numbers. Sure the gas stop only takes ~10 minutes (divert from normal route, wait for a spot to open up, pump, pay, get back on the route), but doing that 10 minutes stop every week adds up to a lot of time wasted at the gas station over the year. Compared to the EV that is fully charged _every_morning_. And while the EV is charging, the human is doing something else.
Everybody should get a electric vehicle. Even though a apartment complex can have up to 70 people living in it with only enough parking spots for 4. Where exactly are they supposed to charge their cars? Here in California half of the year we have no electricity. I live off the grid, I have no electricity. I live in the mountains where we are hit by blizzards. That gasoline engine is what keeps me from freezing to death. Literally.. I also pull 16-hour shifts and I commute 82 Mi a day which results to 2 hours. That leaves me with only 6 hours to eat sleep laundry and pay bills. I would not be able to charge a electric vehicle regardless of the situation cuz I don’t have the time. I’m on the move so much that I haven’t used my solar panel in nearly 2 years. I charge my solar generator off of my gasoline engine.
A decade ago, as an engineering undergraduate, I saw these issues coming eventually. I’m not a great engineer, I simply educated myself on the subject. The technology behind an electric motor is older than the ICE, and were deemed useless for transportation back in the day. It’s crazy how the idealistic and ignorant types will hype them up while not understanding the nuances. Now all they have left is cope, and massive economic losses. It’s one of the greatest scams of the 21st century, I’m glad more people are finally waking up.
Love your articles! This is what drives me nuts. We are constantly being lied to, mostly so that ordinary people can make one person super rich. I’ve been saying forever that EV’s are a bad idea at this stage because they are basically disposable. A gas car can keep going for decades, with the cost of the EV batteries and EV is destined to be in a dump in no time. I wish it was illegal for our government to withhold vital information from us. One of the reasons I’m against the government signing a green bill for the US is I’ve watched the results of green bills in other countries, it’s not good for the people. We need to go green but in a smart way.
Something people are finding out at fast charge stations is that it sucks when you have mobility issues. A twisted ankle, bum knee or no legs when you gotta plug in your own vehicle vs. A gas station where the attendant fills your vehicle, brings you the payment device and you’re on your way in comfort. Oh, you can also use cash at a gas station..: 🇺🇸
My biggest concern is their propensity to not only spontaneously combust but to be nearly impossible to put out. This isn’t just a concern if you are an owner of an EV but what if your neighbour owns one parked in their garage, it decides to catch fire and now your house is burning down because fire fighters cannot put the damn thing out. I refuse to even park my car near these ticking time bombs.
A record 1.2 million U.S. vehicle buyers chose to go electric last year, according to estimates from Kelley Blue Book, a Cox Automotive company. More specifically, 1,189,051 new electric vehicles (EVs) were put into service as the slow shift to an electrified future continued unabated. In 2023, the EV share of the total U.S. vehicle market was 7.6%, according to Kelley Blue Book estimates. That is up from 5.9% in 2022.
I live on the Gulf Coast, when hurricanes come in we must drive long distances, sometimes have to drive through salt water covered roads. Two instant problems : NO charging stations over spillways( Louisiana) and saltwater causes batteries to either stop working or catch fire. EV’s are beneficial for a relatively same population of city dwellers. However, for others EV’s have unacceptable consequences.
This sounds very much like an “America problem”. In my home country, Sweden, there are fast chargers everywhere and around 90% of electricity production is emission free (renewable). Stopping a few times on a journey is standard anyway, so why not charge during your breaks? With the fast chargers here the break wont be long anyway. So, in Sweden, the electric car is a no brainer. We have clean energy and fast charging all over the country, and sure, we are small, but COLD. STUPID COLD. And the batteries fare alright. I could go on and on and on about why this sounds like an “America problem”, but I think you get the point. I don’t want anyone to be misled by this article and think that EV’s are dirty, polluting cars and extremely inefficient. They are the cars of the (near) future.
The Infrastructure meaning our grid was never updated, why is nobody talking about that? Insurance is so expensive, tire ware 50% more than a combustible car. Maintenance is a nightmare, parts are hard to find and if you find them most of the time they are not the right part. Mechanics hard to find, The major problem is the voltages of the vehicle is very dangerous to work on it. If You are an independent shop you not going to spend hundreds of thousands of dollars in equipment. EV’S are not ready for ‘Prime Time’. Your survival on a Tesla accident is -0.10%. So will you purchase a EV? We won’t.
The last thing I want when renting a car is trying to figure out where to charge it. It can be hard enough just figuring out where to put gas in right before the airport. Where I travel the most there is only one super charger in the town (on the other side of it from my hotel) and the hotel doesnt have even a level 2. I then have to drive over an hour back to the airport… I don’t want that kind of hassle even in an area I am more familiar with, places I rarely go or have never been too…no way.
He nails it when he says the charging station companies totally dropped the ball when it came to charger infrastructure. Something he doesn’t cover which is killing EVs here in the US is that the manufacturers have been hung up on luxury models for way too long. They should’ve come out with economy and utility EVs a year or two after launching their flagship luxury models, but they didn’t, so they just priced themselves out of a huge market, and that was dumb. There are only so many rich people who’ll buy luxury cars. BTW I’ve owned an EV since 2015 and I’m not going back to gas or diesel, but the manufacturers really need to get their act together.
The “Dirty Electricity” argument is not a good one since a combined cycle thermal power plant can generate more passenger vehicle miles (in the form of electricity for EVs) from a barrel of oil than you can get out of that same barrel by refining it into gasoline and feeding it directly to gasoline powered cars. Car engines sacrifice the ability to extract the maximum energy possible from fuel in exchange for being small and light enough to fit practically in cars. Thermal power plants don’t have that constraint, so they can be as big and heavy as they need to be for maximum energy extraction
I remember seeing an article from 1903 around the time the first electric powered vehicle came out, they realized even then it would never become a reality due to circumstances beyond their control, whether minerals, and it was immediately forgotten, because it was just a novelty, These are the facts never going to change, 500 Tons of Ore to refine 25 lbs. of Lithium 900 to 1000 gal. of fuel to move the ore Lithium is refined by using sulfuric acid. The mine at Thacker Pass requires 75 semi loads of acid a day. One electric battery for a Tesla requires 25 lbs of Lithium 6o lbs of nickle 44 lbs of Manganese 30 lbs of Cobalt 200 Ibs of Copper 400 lbs of Aluminum, Steel and Plastic To produce one battery takes tremendous amounts of energy supplied by coal, nuclear or gas fired power plants. If you believe this is Green Energy, then we are all in trouble. Joe, Biden “Clap for that you’re stupid bastards”
12:58 Phones talk to their chargers, and quite a bit in fact, they talk with the other end and decide if they are the charger or the charged, what voltage does the charger support, then it requests what voltage it wants, and keeps the charger updated with that info to adapt to the phone battery level and temperature etc.
I don’t have a problem with EVs, but I sure as hell don’t want to be forced to buy/drive one. I don’t want to deal with EVs in the cold (I live in MI, so it gets pretty cold sometimes), don’t want to deal with overnight charging, worrying about finding a charger, and I don’t want so many unnecessary computers and tech in my car. I’m stressed enough worrying about parking situations, don’t need an EV to add to that. Not to mention much of our electricity isn’t made in environmentally friendly ways anyway. If most electricity was solar, water, nuclear power I’d be a little more on board. Not to mention the absolute mess that is lithium mining. I’ll stick with my 2010 VW for now, hasn’t let me down.
I won’t buy a BEV because: 1. Battery loses (charge) capacity over time 2. Costs for repairs are high and the OEM is the only game in town 3. Takes too ling to charge 4. Solid state batteries (if they ever arrive) should reduce charge times 5. Too few charge stations 6. Pricepoint. It boils down to crappy logistical support
The cost of insurance, garage and maintenance costs, They are valueless after the warranty runs out. They cannot be towed normally the have to put on a trailer. Charging unless you have parking can be at best hard. Charging if disabled an be nigh on impossible. Range if you use lights and heater drop by a third.
I bought a hybrid in 2005 after Katrina when gas hit $5 a gallon for the first time in my life. I loved it! After 10 years though the battery was shot. $8,000 for a new battery then. They cost way more now. I like the idea of EVs and getting free fuel from my solar panels but the battery replacement interval/cost is a deal killer for me.
My wife loves her Ioniq5. It’s fun to drive, gets 303 mile range, and she charges it at home on a level two charger. But not everyone can charge at home. It’s okay to encourage people to buy electric cars but there’s no way it should be mandatory. Can you imagine your elderly grandmother being forced to figure out how to charge her car, and other nuances associated with EV’s. If she lives in a high rise apartment where there’s no charger is she expected to go sit in her car for hours at a charging station. The government is trying to control too much of our lives. The government is supposed to do for the people what they can’t do for themselves.
It’s preposterous that we are only looking at transportation to offset greenhouse gases. Mass produced meat and fast fashion are just as big of a planet killer. All you have to do is watch a article on the child slavery that’s being employed to satisfy the demand for cobalt and you’ll be even further convinced. I’m sure, when infrastructure and technology catch up, EVs will have a place in the world, but it just can’t work everywhere. Where I live, we have extremely cold winters; there’s no way an EV can run year round.
There’s no environmental incentive when the electricity still has to be generated by oil engines. The materials to make those high capacity batteries has to be mined, and in the quantities to change everyone to EV, that will damage the environments where those mines are established. And it would require redesigning entire cities to make charging every car overnight possible. It’s absurd to believe any major city will be ready within a decade.
This guy is trying to mislead his viewers big time! I own two Teslas and consider it a massive convenience to be able to charge at home every night instead of filling up at a gas station. I’ve also done multiple trips from SJ to LA (350 mi, 1 charging stop) and SJ to Seattle (850 mi, 3 charging stops). My home is solar powered and not consuming any carbon-producing power plant electricity to speak of. And my insurance is about the same as it was for my previous cars which were ICE. And I am one among hundreds of thousands of such people.
There are a portion of Americans who have no ability to think full circle, and believe that world governments are acting in our best interest. The other portion of the population has sound reasoning skills and knows much better than that. It’s terrible that this crusade has been thrown on us. We have enough problems to deal with.
For EVs, the optimal battery usage is thw middle half (25% to 80% range). So you only charge your car 50% each time, if you are in cold weather, you get half your range. So to get a true 300 mile range, you need an EV with 1200mile, if you are towing, you need 2400mile range. The technology is just not there yet.
We own a Tesla X. 95% of our charging is at our home. That’s ok. It’s fine if you only make 200 mile or less trips. Other than that it’s a total PITA ! Everytime that you have to charge, it’s at least a one hour delay in the voyage. Additionally, Tesla’s service is absolutely terrible! Anything that’s under warranty, the Tesla “Tech” claims to never to able to reproduce the problem. Once the warranty is expired, they go into full force scare selling tactics by promoting proprietary electronic circuit boards that the “Tech’s” claim may fail and leave you stranded (average price $1,000 plus per repair). Tires are another large expense. Our car get’s at best 17,000 miles from a full set of tires for $1,350, or about 8 cents per mile! Additionally, look at the resale values of the used Tesla’s. We bought our Model X-100D in July 2017 for about $115,000.00. Today, we would be lucky to get $35,000 for it. That’s well over $11K per year, or almost 10%. Finally, the vehicle has less than 50k miles on it. STEER CLEAR !!!!
I would like to address a few points about electric vehicle (EV) charging and infrastructure: 1. *Charging Time:* It’s important to note that charging an EV at a Tesla Supercharger takes around 15 to 20 minutes to add approximately 250 miles of range. This is comparable to the time spent filling a gas tank and taking a restroom break. 2. *Geographic Considerations:* While issues specific to Manhattan are often highlighted, it’s essential to remember that New York State as a whole is not the same as Manhattan. Residents of Manhattan typically do not own cars, whether they are internal combustion engine (ICE) vehicles or EVs. 3. *Supercharger Availability:* Tesla’s Supercharger network is extensive and well-distributed, making it easy to find charging stations. The car’s navigation system provides all the necessary stop options for charging along your route. 4. *Non-Tesla EVs:* It is true that owners of non-Tesla EVs might face more challenges with charging infrastructure. However, Tesla vehicles benefit from a robust Supercharger network. 5. *Maintenance and Reliability:* EVs generally have fewer moving parts than ICE vehicles, which can result in lower maintenance needs and fewer potential problems. I encourage thorough research to ensure accurate information is shared. Thank you.
EVs, and PHEVS suck. As a technician, I’m forced to take courses on maintenance and repairs. They’re more dangerous, more costly, less reliable and if they catch fire, you cannot put it out. I just had a customer quoted 7500$ for a power inverter module. This car has been sitting at the dealer for a month now. Even if the customer manages to get the cash it’s back ordered! Regular, modest income households can’t afford or rely on these things.
I have an ev and can go anywhere I want. When the Model T came out, they did not have gas station everywhere.. The model T used to catch fire. Just look at the history of cars from the beginning. We just forgot how everything started. Innovation drove the gas car industry, and the same will happen with ev.
Girlfriend and I were planning a road trip a while back and trying to find out what car to use. She said her Tesla is the best roadtrip car. (All the features) I sat down and did the math. It would have added 2 and half extra hours to drive just for charging and would have been about 50 bucks more because of that. I mean my 2013 rav4 gets more range than her Tesla M3.
First, California (40 million people) was allowed to keep their exhaust standards that are way above the Feds requirements. Auto companies are desperate here to meet the standards. So, they decided on EVs to make it work. However, EVs are still just developing. Other than a few EVs that are priced reasonably (like my Bolt), the costs are high. Also, the distances claimed that the EVs can go are compromised by heat or cold. Those replacement batteries can cost up to $30,000!
I am traveling to Paris in September and this article was very informative, thank you. Just an update that Luggage Hero now has an app (I just downloaded it). Seems easy to navigate and definitely gives us peace of mind while having half a day to explore before getting into our AirB&B. Thanks again for the well laid article.