Does Travel Insurance Cover Missed Ports On A Cruise?

Specialist Cruise travel insurance offers several inclusive benefits, including missed port connection coverage, which covers protection against injury or illness, expenses for lost luggage, or cancellations. It typically covers trip and may include a missed ports clause. If you have specific cruise insurance, you would typically have a missed ports clause where you would receive a set dollar amount if you need to rebook travel to catch up with your cruise at the next port.

Missed port-of-call coverage reimburses cruisers for a set dollar amount if they need to rebook travel to catch up with their cruise at the next port. Most travel insurance plans offer trip interruption coverage that kicks in after missed connections, but there often is fine print that limits the circumstances where it is valid. Travel insurance is strongly recommended for a cruise holiday, and a standard travel insurance policy that also covers cruises is sufficient.

Missed port cover is not about any losses that you may have incurred, but rather a cash payment purely for having missed the port. As a general rule, you don’t get compensation from the cruise line if a port has to be missed. Cruise lines have it written into their terms.

Common incidents that cruise insurance can cover are missed ports, being confined to your cabin for medical reasons, and requiring transport to the destination. The Travel Guard Preferred Plan for many states reimburses a maximum of 250 per person for missing a port, but the fine print in your cruise contract tells you they can change anything about the route at any time.