Does Health Insurance Cover Medical Travel?

Hip replacement surgery can be declared on travel insurance, provided it fits within the medical warranty. This ensures comprehensive coverage for the patient. The NHS advises waiting three months before flying after undergoing hip replacement surgery, as long-haul air travel can be particularly risky. Joint problems travel insurance offers up to unlimited emergency medical expenses and covers most pre-surgery expenses.

However, if you have a medical condition, you may face higher premiums and exclusions in your policy, making it difficult to obtain coverage. It is advisable to take precautions when traveling after a hip replacement, such as packing necessary medications and ensuring you have adequate coverage.

The UK government urges all travelers to take out comprehensive insurance before leaving home. There are two options: pay the excess or not cover for the hip. HIP Plus allows members to make a monthly contribution to their POWER account, which covers medical services in licensed hospitals or facilities outside Canada.

If recommended by your Ontario doctor, OHIP may cover some medical services in a licensed hospital or facility outside Canada, but you must get a prescription from your Ontario doctor. Holiday insurance experts provide specialist cover for people with hip replacement conditions in the UK, Europe, and worldwide.

AllClear hip-replacement travel insurance offers tailored policies that cover pre-existing medical conditions, medical emergencies, and more. To get great travel insurance after a knee or hip replacement, simply inform them about your surgery when taking out cover.


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How much is a doctor visit in USA without insurance?

The cost of a doctor’s visit without insurance varies significantly, depending on factors such as the doctor’s type, office location, and the reason for the visit. In 2023, the average cost ranges from $300 to $600, with an AG Care facility costing $150. The reason for the visit, such as routine check-ups or preventative care, can also impact the cost. The location of the doctor’s office can also affect the cost, as doctors in more expensive areas may charge higher fees.

Additional costs for lab tests, imaging, or other procedures may also be included in the visit’s cost. These costs can quickly accumulate, making it crucial to be aware of them when planning for medical expenses.

How do you apply hip?

HIP applications can be submitted online, by mail, or at a local Division of Family Resources office. The process takes 45 business days and requires all required information. If you have questions about the application, call 1-877-GET-HIP-9. After processing, you will receive a letter confirming your eligibility. Once approved, you will be assigned to the chosen health plan. If you don’t choose a plan, one will be selected for you.

What is the best medical travel insurance?
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What is the best medical travel insurance?

International travel medical insurance is a type of insurance that covers the cost of medical care abroad, especially if you need to receive care from a local facility or require transportation to a more advanced facility. Without travel medical insurance, coverage is up to your health insurance provider, and you could accrue thousands of dollars in medical bills by the time you return home, especially if you need emergency medical evacuation services.

If you have a travel insurance plan with medical coverage, your insurance provider will cover certain expenses up to your coverage maximum. International travel presents several risks, including theft of valuables, health-related problems requiring immediate medical attention, or disruption of travel plans.

What does hip mean for insurance?
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What does hip mean for insurance?

The Healthy Indiana Plan (HIP) is a health insurance program for qualified adults in Indiana, covering medical costs including dental, vision, and chiropractic services. The plan now offers coverage to hundreds of thousands of Hoosiers who were previously uninsured. HIP Plus offers better benefits and predictable monthly costs, allowing eligible Hoosiers to enroll faster. To enroll in HIP Plus, individuals must make a monthly contribution to their POWER Account to cover initial health expenses.

If they do not contribute, they will default to HIP Basic, which does not cover dental, vision, or chiropractic services and charges a copayment for each service received. HIP Plus coverage begins the first of the month when an individual makes their POWER account contribution or makes a $10 “Fast Track” payment.

Does hip replacement affect travel insurance?

It is still possible to claim on a travel insurance policy for a joint replacement following a knee or hip replacement. Should one wish to modify their insurance policy, it is necessary to notify the insurance company at the time of the initial coverage purchase. The company offers virtual assistance via chat services from Monday to Friday, 8:30 a. m. to 6 p. m., Saturday, 9 a. m. to 5 p. m., and is closed on Sundays. Should one wish to make a change to their policy by telephone, a fee of £15 will be incurred. However, this can be avoided by logging into My Staysure and making the change in person.

Can I fly 2 months after hip replacement?

Traveling abroad for at least six weeks is not recommended due to potential complications. After six weeks, short haul travel may be possible, but long haul travel should be delayed by at least 12 weeks. Consult a consultant for advice on recovery and rehabilitation. Rest your hip as needed, and consult your consultant and surgical team for expert advice on resting frequency after hip surgery.

How much does a hip replacement cost in the US?

Hip replacement surgery is a complex procedure that typically costs around $39, 000, including the cost of the new hip joint implant. The cost can range from $18, 175 to $53, 750, depending on factors such as location, implant cost, hospital or outpatient center, type of surgery, and postoperative stay duration. In some cases, costs can be as high as $74, 000, depending on hospitalization requirements.

Do you need proof of hip replacement to fly?
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Do you need proof of hip replacement to fly?

The Transportation Safety Administration (TSA) has a card for individuals with metal knee or hip joints to expedite their travel. The card can be downloaded from the TSA website and may include a note signed by the orthopedic surgeon. The rate of total joint replacements for knee and hips continues to rise, even during the 2008 economic downturn. A survey of hip replacement patients revealed that 8 out of 10 of them triggered the metal detector.

In England, a study showed that knee joint replacements were more likely to set off metal detectors than hip replacements. This highlights the importance of understanding the potential risks associated with joint replacements and the need for proper documentation and documentation to avoid potential delays.

Does travel insurance cover doctor visits in the USA?

The United States Travel medical insurance plans based in the United States provide coverage for outpatient services, including visits to a physician’s office. Two principal categories of visitor insurance plans exist: Fixed Coverage Plans offer a more economical option with limited coverage, while Comprehensive Coverage Plans provide a more comprehensive solution at a higher cost. It would be prudent to exercise caution when considering insurance plans offered by foreign entities, as they may not provide comprehensive coverage for the aforementioned services.

Can I claim for hip replacement?
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Can I claim for hip replacement?

Medicare can cover the entire cost of knee or hip replacement surgery if performed through a public hospital or a part of the cost if performed in a private hospital. However, patients do not have the option to select their own surgeon and waiting times can vary from months to a year. In New South Wales, 24 out of 37 people needing hip replacement surgery and 37 needing knee replacement waited more than a year. Seniors Health Insurance, backed by nib, offers cost-effective care through its nib Clinical Partners program.

As an Australian Seniors customer, policy holders can access nib’s network of orthopaedic surgeons in New South Wales, Queensland, Tasmania, South Australia, and Western Australia, who are experts in their field and committed to not charging out-of-pocket expenses for hip and knee replacement surgery.

How much does a hip replacement cost privately?
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How much does a hip replacement cost privately?

The average private cost of hip replacement surgery in the UK is dependent upon the provider and encompasses a range of procedures, including hip revision surgery, surgical pin removal, injection in theater, and clinic. The initial cost of the procedure is approximately £10, 000, with some providers charging up to £15, 000, contingent on the geographical region. Furthermore, the cost encompasses the requisite equipment and procedures.


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Does Health Insurance Cover Medical Travel?
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Debbie Green

I am a school teacher who was bitten by the travel bug many decades ago. My husband Billy has come along for the ride and now shares my dream to travel the world with our three children.The kids Pollyanna, 13, Cooper, 12 and Tommy 9 are in love with plane trips (thank goodness) and discovering new places, experiences and of course Disneyland.

About me

14 comments

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  • This is the best article I’ve seen on this subject, and I watched many. Wish I had seen it before my surgery. Everything from how to prepare before, during, and after surgery is so clearly explained. Honestly this article should be recommended in the patients care package by any surgeon doing this surgery. Kudos to whom ever did all the work for this article, truly excellent!!

  • This was a great article . I finally got into see an orthopedic Dr and he Said hip replacement was my only cure for on-going pain. This article shows what to expect, gives fuel for questions to ask your health care team . Shows how much preparation you need to do before the surgery. Which right now is blowing my mind !

  • One of the things you should know before hip surgery is that things may not happen according to your expected timeline. One pre-operative lab value (low platelets, low iron, etc.) can cause a delay – no, you won’t be seeing the surgeon when you expected, you’ll be detoured to an appointment with a Hematologist who then plays a crucial role in whether or not you’re getting surgery and when you’re having it. This could mean surgery pushed back by weeks or months. Any number of things could occur that might cause a delay in your surgery, including the pace at which your insurance company works in approving the surgery. There is a lot to getting a surgery approved, both clinically and financially, that one may want to consider. Expectations may need to be adjusted and patience with the process is key.

  • Thank you ever so much. this helps us carers as well as the patients. I wish the NHS had given me (the carer) this article because the ‘real world’ examples you show about exercises, equipment and nutrition and explanations as to why these are important is pivotal to your understanding and application. Thank you so much for your informative article. i am very grateful! 🤟

  • great article, actually tells all I need to know and yet is just making me want to cancel once again. I cancelled my first one in Dec 2020 and now do to have it in just 8 days ( 12/1/22 ) Actually the pain is on a level of 0 to 3 at best now, tho my plantar facisiitas (sp) has moved to the same side. My right foot is happy though. I know somehow I’ll screw this up, by moving the wrong way, out of pure habit. At 61 I still sock skate on my kitchen floor. I walk twice a day, more for to keep my sanity. I guess I still don’t have the mindset for it. Prayers to all who might be getting one in the future. Thanks to Horizon Health Network for the awesome article.

  • Having been originally scheduled for hip replacement in January this year, this article was not available. However I was sent one from you via email which came out of Vancouver. Due to my surgery being cancelled 3 times, I’d forgotten a lot. I happened upon this one while reviewing the one originally sent. This one is much more in depth. I am now scheduled to have my hip replaced tomorrow (July 6th) and feel as ready as I will ever be. Thank you for all the information. Seems very helpful, albeit somewhat overwhelming. One aid that I’d never heard of and wish I had months ago is the swivel cushion. I think I will have to look into that one (or have my hubby do it for me) post surgery. Thanks again.

  • Thank you so much for this article. I am having double knee replacement surgery in November 2021, 6 weeks apart from each other. This was very helpful and will help me prepare long before the surgery, from dietary needs, medical equipment and how to get in and out of the vehicle upon discharge from the hospital.

  • I’m going on the 18th for my third replacement surgery I had one hip opened twice it got infected. I’m so nervous this sucks but I go into Boston so at least the care is top notch . What I remember about my first surgery was the pain after holy crap the worst pain I ever felt and my blood pressure was so high after they couldn’t give me anymore of the good pain meds so they shot me up with some strong IB profferen. I have one leg that’s over n inch shorter than the other leg and they fixed it the first time and when they went in a few years back when I had the infection and it’s been messed up since but just fix it and move on

  • Im a post acute nursing manager & have few residents who’ve had hip replacement surgery. Multiple factors allow a hospitalized patient to return directly home versus requiring inpatient rehabilitation as a bridge to home. My elective surgery patient does not have family support appears to be a factor requiring post acute rehab/subacute rehab (SAR). A 2nd factor is pre operative physical condition. He admits he was not physically active before surgery. At 200 lb & 5 ft 0in, his Body mass index 39 (high is >30) doesn’t indicate optimal dietary habits. I like this article citing another adverse factor -smoking and nicotine. Perhaps, health and wellness education needs to start earlier in the lifespan? TV needs content that helps us be healthy. On TV I see crime dramas. I look over 6 y/o kids shoulder and see him playing article game with a virtual sub machine gun. Whatever happened to Jack Lalane physical fitness shows or Wonderama TV that guide us more towards health? To get to work I wear sneakers briefly alternate jogs with walking w/ goal to increase my heart rate ~100. I also do home strength workouts. Push-ups, lat- pulls, dumbbell curls. Core training includes Roman chair/ sit ups etc. For beverages I only drink water/seltzer water or coffee w/ Splenda sweeteners. Food- I follow the US dietary plate pie chart. I also saw a Glycemic index food guide covering numerous ethnic cuisines. My motivation is personal/ I dream of returning to surf. The wave line up and Nature would seem to reward non-obese paddlers for waves.

  • I was supposed to have hip and knee replacement surgeries and later with another ORTHO doctor, I was told no to pending surgeries. My physical trainer had said no surgeries too – So DEF NO TO SURGERIES IF NO PAIN! I now take COMPOUND MEDICATION for well-being from my ORTHO doctor and feel GREAT! :trophy-yellow-smiling:

  • I am perusal this article, and it scares me real bad. I have 2 bad knees, and bad right hip. I watched the stairs thing, and it would be very hard for me to do. My left knee is real bad, and it would be the right hip. I would not be able to use the left leg for the support as they say to do. I have a bad spine also. The whole thing seems unreal for me to be able to do, and for how long, Problem is support at home. I was wondering if anybody had similar issues.

  • Exceptionally informative and comprehensive article! But I cannot understand why quite a few members of the care team, as well as the patients don’t wear face masks, given it is filmed during the pandemic. It’s a safety issue, in my country this similar lack of precautions in the medical settings is worrying. A maskless patient may introduce the virus to the medical team who will in turn may infect other patients.

  • Who would wanna be awake for the surgery what the hell . Trust me don’t you don’t wanna see what there doing that would be hell . I remember coming out of surgery and there waking me up and I was jammed they gave me phyntenal yea I was jammed city she asked what I saw I thought I was a bee 🐝 flying in the hive and woke up to the lady asking me questions haha then the wife took a pic and I had a huge smile with the thumbs up👍🏻. Don’t skip your meds at least for a couple days last time I had it done on Monday and stopped taking the meds on Wednesday it’s a slippery slope with opioids so the quicker I was off the better . Oh yea the last time I get home and I’m walking into the living room on my crutches and I say to wife I feel dizzy? Then I wake up she’s screaming the kid is crying and I hear her say I can’t get him off me . I passed out from dehydration and luckily I didn’t hurt the hip and it took 8 firefighters to get me out onto the stretcher . She said I was fighting with them cause I just wanted to lay down ? I don’t remember that but my doctor said if they laid me down I would of been fine and they could of gave me some fluids so it is what it is . That was another day in the hospital sucked so drunk your fluids

  • I’m here to report to the American people and the rest of my family worldwide that the constructs of joint replacements should have never never never been allowed to occur let alone flourish without questioning authority pain is always normal and natural always muscular always psychological always mental and when we get enough sleep our body automatically heals cures pain like it’s supposed to. Knives amputations mutilations painkillers pain kill opioids #Fentanyl all of which do not address the primary pathology of pain which is again intramuscular & neurotransmitter